Property Type: Detached HouseOwnership: Freehold

4556 CHARLIE SPRUCE PLACE

Abbotsford, BC V3G2K9

$1,499,999

5 bed3 bath15 parking3,961 sqftBuilt 1994
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Amenities

Also listed: Storage - Locker, Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Lot size
4.94 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,066.01 (2025)

Interior

Basement
Finished, Full
Heating
Forced air
Fireplace
Yes (1)

Exterior & Lot

View
View

Parking

Total spaces
15 — covered indicated
Features
Garage, RV

Listing Information

MLS®
R3129509
Listed
May 28, 2026
Time on market
On the market for 95 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd. · Data source: CREA DDF.

Description

This is NOT farmland, but it is incredibly PRIVATE. Set on a beautiful cul-de-sac property with a creek running through it and a bridge leading to the other side, this home overlooks untouched forest and offers a peaceful, natural setting. The home has huge vaulted ceilings, needs someone willing to add sweat equity and already features a brand-new metal roof, furnace and heat pump. Main floor has room to add 2 bedrooms. The property includes approximately 1 acre of flat, usable land, with the balance sloping down into several natural landings and the creek area. Great setup for those wanting space, privacy, parking, and flexibility. Additional features include a 2-bedroom walk-out suite, RV pad with hook-up currently, total rental income of approximately $2,700/month, and a 4 -car garage. (id:63159)

Values & Trends

This listing

$379/sqft

Building average

No other active listings in this building

Abbotsford average

$569/sqft

451 active listing(s)

Parking: 15 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Abbotsford

Monthly figures from the Fraser Valley Real Estate Board for Abbotsford detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,143,000

Jul 2026

Average Sale Price

$1,087,192

Jul 2026

Monthly Sales

49

Jul 2026

Active Listings

444

Jul 2026

Sales-to-Active Ratio

11.0%

Jul 2026

Median Days to Contract

20 days

Jul 2026

MLS® HPI Benchmark Price

$1,547,000
$1,057,600
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

153,524

(2021 Census)

+8.6% since 2016

Density: 409/km²

Dwellings: 55,659

Median household income: $90,000

After-tax: $81,000

Immigrant population: 28.6%

Top countries of origin (% of total population)

  • India15.5% · 23,835
  • United Kingdom1.5% · 2,315
  • Philippines1.1% · 1,730
  • United States of America0.9% · 1,395
  • Netherlands0.6% · 890
  • Viet Nam0.6% · 880
  • Korea, South0.6% · 845
  • China0.5% · 840

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Auguston Traditional ElementaryElementary1.6 km
Sandy Hill ElementaryElementary3.8 km
Prince Charles ElementaryElementary3.9 km
Abbotsford School Of Integrated ArtsElementary4.1 km
Clayburn Middle SchoolMiddle4.2 km
Robert Bateman SecondarySecondary4.4 km
Abbotsford Christian School(Independent)K-124.7 km
Dr Thomas A Swift ElementaryElementary4.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Abbotsford (SD34)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($125,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,999.00
Periodic payment — Principal & Interest (monthly)$7,741.99
Additional monthly expenses (strata, tax, utilities, etc.)$786.83
Total monthly cost$8,528.82
Interest paid over 5-yr term$343,923.16
Balance at end of term$1,079,402.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$125,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,573.26

Cash Needed at Closing

Minimum down payment$125,000
Estimated BC PTT$28,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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