Property Type: Detached HouseOwnership: Freehold

456 MARGARET Street

Cambridge, BC N3H3X7

$484,900

3 bed1 bath2 parking1,130 sqft
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
24 feet

RS1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,000

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave Built-in

Exterior & Lot

Exterior features
Brick, Aluminum siding

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Recreation roomBasement21'0'' x 14'6''
4pc BathroomSecond level
Primary BedroomSecond level13'0'' x 14'11''
BedroomSecond level9'11'' x 8'10''
BedroomSecond level10'10'' x 8'10''
KitchenMain level12'2'' x 15'0''
Dining roomMain level7'10'' x 11'6''
Living roomMain level14'6'' x 14'11''

Listing Information

MLS®
40851311
Listed
July 28, 2026
Time on market
On the market for 49 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Macro Realty · Data source: CREA DDF.

Description

Opportunity awaits in this charming century home located in the highly sought after North-Preston neighbourhood. Offering 3 bedrooms, 1 bathroom, a partially finished basement and an updated kitchen, this home is full of potential for buyers looking to add their own personal touch, and take this beautiful family home into its next chapter! Step outside and enjoy the spacious backyard - an ideal setting for children, pets, family gatherings or simply relaxing outdoors. Conveniently situated closed to schools, the newly updated Ed Newland public pool, parks, walking trials, places of worship, shopping and with easy access to highway 401, this location offers everything you need for everyday living. Whether you're a first time buyer, investor or someone just waiting to get into this well established neighbourhood, this home presents a fantastic opportunity to built equity and roots! (id:63159)

Values & Trends

This listing

$429/sqft

Building average

No other active listings in this building

52 - Preston North average

$383/sqft

17 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

20°C

Humidity 58%

Wind S 10 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

139,163

(2021 Census)

+6.6% since 2016

Density: 615.3/km²

Dwellings: 53,491

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$387,920.00
Periodic payment — Principal & Interest (monthly)$2,502.73
Additional monthly expenses (strata, tax, utilities, etc.)$307.00
Total monthly cost$2,809.73
Interest paid over 5-yr term$111,178.99
Balance at end of term$348,935.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,245
Stress test qualifying rate8.09%
Payment you must qualify for$3,542.28

Cash Needed at Closing

Minimum down payment$24,245
Estimated BC PTT$7,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,443

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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