Property Type: Land / LotOwnership: Freehold

4596 3A Highway Unit# C8

Nelson, BC V1L6N3

$124,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.2 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$210

Interior

Heating
No heat
Fireplace
None

Exterior & Lot

View
Mountain view
Waterfront
Waterfront on lake

Parking

Features
RV

Listing Information

MLS®
2475440
Listed
March 13, 2024
Time on market
On the market for 901 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty Ltd. · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. Fantastic shared-ownership summer getaway! Located on the north shore of Kootenay Lake at Crescent Beach Resort, this property features a brand-new marina and boat launch completed in fall 2025. Lot C8 is one of the largest in the resort—and now allows for a tiny home or modular home! Highlights include a private parking stall, assigned boat slip, and just steps to the sandy beach and lake. All hookups are on-site (power, water, sewer, cable, and Wi-Fi) and meet Z240 standards with CSA certification. Enjoy an established deck and fire pit, plus convenient access to nearby laundry, bathroom, and common areas. The lot is fenced, offers easy beach access, and is within walking distance to Kootenay Lake Provincial Park, Kootenay Lake Ferry, golf, and hiking trails. This seasonal resort (April to October) is just 15 minutes from Nelson and features a beautiful private beach with swimming area, along with reserved parking and storage. Bring your family and your boat, and experience the crystal-clear waters of Kootenay Lake year after year (id:63159)

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary6.5 km
des Sentiers-alpinsElementary/Middle7.3 km
Nelson Christian Community School(Independent)Elementary/Middle14.6 km
L V Rogers SecondarySecondary15.2 km
Secondaire de NelsonSecondary15.2 km
Hume Elementary SchoolElementary15.5 km
South Nelson ElementaryElementary16.8 km
Trafalgar Middle SchoolMiddle17.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,200) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$99,200.00
Periodic payment — Principal & Interest (monthly)$640.00
Additional monthly expenses (strata, tax, utilities, etc.)$17.50
Total monthly cost$657.50
Interest paid over 5-yr term$28,431.01
Balance at end of term$89,230.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,200
Stress test qualifying rate8.09%
Payment you must qualify for$905.84

Cash Needed at Closing

Minimum down payment$6,200
Estimated BC PTT$1,240
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,940

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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