Property Type: Detached HouseOwnership: Freehold

4596 Back Enderby Road

Spallumcheen, BC V0E1B8

$1,500,000

2 bed2 bath10 parking1,140 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
120 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,800

Interior

Heating
Stove, Forced air, See remarks, Wood
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Carpeted, Vinyl

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Metal, Unknown

Parking

Total spaces
10 — covered indicated
Features
Carport

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement8'9'' x 8'5''
DenBasement12'7'' x 11'9''
Full bathroomBasement9'4'' x 7'10''
OtherThird level40' x 30'
OtherMain level20' x 29'6''
Family roomBasement14'11'' x 37'6''
Laundry roomMain level8'11'' x 5'8''
BedroomMain level12'7'' x 11'11''
Primary BedroomMain level15'5'' x 11'11''
3pc BathroomMain level9'4'' x 8'11''
Living roomMain level16'2'' x 15'
KitchenMain level16'5'' x 10'8''

Listing Information

MLS®
10363178
Listed
September 19, 2025
Time on market
On the market for 346 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

120 acres on 2 Titles. 1990's level entry home with walkout basement, 2 beds plus a den and 2 full baths. Great 30'x40' Industrial style Shop with 2 roll up doors (14'). Main level of home has a big open kitchen-living room. 2 beds are on this level with the full bath and laundry. Downstairs is a large unfinished family room with a 3 pce. bath and den/office. The home is heated with a propane forced air furnace and wood stove and cooled with central A/C. The home sits on a bench overlooking an approximate 5 acre level hay field, the balance of land is treed hillside. There are several good outbuildings for storage. The land has preliminary approval for gravel extraction and is located adjacent to an existing gravel pit. Most of the property outside the ALR, only flat area in front of home is in, (approx. 5 acres). The property is conveniently located between Armstrong and Enderby. (id:63159)

Values & Trends

This listing

$1,316/sqft

Building average

No other active listings in this building

Armstrong/ Spall. average

$506/sqft

39 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

16°C

Humidity 68%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,307

(2021 Census)

+3.9% since 2016

Density: 20.8/km²

Dwellings: 2,099

Median household income: $84,000

After-tax: $76,500

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.3% · 70
  • Germany1.2% · 65
  • United Kingdom1.1% · 60
  • Netherlands1% · 55
  • South Africa, Republic of0.4% · 20
  • Russian Federation0.2% · 10
  • Philippines0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Highland Park ElementaryElementary6.5 km
Armstrong ElementaryElementary7.0 km
Len Wood Middle SchoolMiddle7.4 km
Pleasant Valley SecondarySecondary7.8 km
M.V. Beattie ElementaryElementary9.5 km
A.L. Fortune SecondaryK-1210.0 km
North Okanagan Junior Academy(Independent)Elementary/Middle14.5 km
Mountain View Christian(Independent)Elementary/Middle17.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($300,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,200,000.00
Periodic payment — Principal & Interest (monthly)$7,741.99
Additional monthly expenses (strata, tax, utilities, etc.)$623.67
Total monthly cost$8,365.66
Interest paid over 5-yr term$343,923.45
Balance at end of term$1,079,403.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$300,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,227.58

Cash Needed at Closing

Minimum down payment$300,000
Estimated BC PTT$28,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$329,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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