Property Type: Land / LotOwnership: Freehold

45981 LINZEY ROAD, Cultus Lake East

Cultus Lake, BC V2R5A8

$399,900

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Property Details

Property & Lot

Lot size
6,098 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,589.42 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3101840
Listed
April 2, 2026
Time on market
On the market for 151 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Little Oak Realty · Data source: CREA DDF.

Description

OPPORTUNITY!!! Build your dream home or the perfect weekend retreat less than two hours from Vancouver. This 6,000 sq. ft. flat, build-ready lot is tucked away in a quiet cul-de-sac with power available at the lot line. Ideal for a custom home, cabin, or mobile. A detailed geotechnical report confirms the property can accommodate a septic tank and field, giving you added confidence as you plan your build. Enjoy being just minutes from Cultus Lake, with easy access to boating, parks, hiking trails, entertainment, and golf. Whether you're looking for a full-time residence or a peaceful getaway, this serene, tree-lined mountain setting offers the lifestyle you've been searching for. Call today for more information. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Cultus Lake average

$925/sqft

1 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Chilliwack

16°C

Humidity 88%

Wind ENE 2 km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Cultus Lake Swílhcha Community SchoolElementary1.8 km
Promontory Heights Community ElementaryElementary3.0 km
GW Graham SecondarySecondary3.7 km
Vedder ElementaryElementary4.0 km
Mount Slesse Middle SchoolElementary4.3 km
Watson ElementaryElementary4.4 km
Vedder Middle SchoolMiddle4.7 km
Unsworth ElementaryElementary4.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Chilliwack (SD33)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (strata, tax, utilities, etc.)$132.45
Total monthly cost$2,196.47
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,921.34

Cash Needed at Closing

Minimum down payment$19,995
Estimated BC PTT$5,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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