Property Type: TownhouseOwnership: Strata

46 3109 161 STREET

Surrey, BC V3Z2K4

$1,499,000

5 bed5 bath2 parking3,723 sqftBuilt 2009
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Amenities

Gym

Also listed: Laundry - In Suite, Whirlpool, Clubhouse

Property Details

Property & Lot

Sub-type
Row / Townhouse

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$837/mo
Annual property tax
$5,843.84 (2026)

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas, Geo Thermal
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

Pool
Outdoor pool

Parking

Total spaces
2 — covered indicated
Features
Garage

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3149005
Listed
July 23, 2026
Time on market
On the market for 39 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty (Surrey/152) · Data source: CREA DDF.

Description

Welcome to Wills Creek, one of South Surrey's premier townhouse communities! This exceptional home offers 3700+ sqft over three levels with 5 beds / 5 baths including 2 primary bedrooms with one conveniently located on the main floor. Recent updates include a beautiful chef inspired kitchen with Bertazzoni range, updated bathrooms, flooring and designer paint. Upstairs features a 2nd primary bed with balcony plus 2 more beds. The finished basement boasts a games room, wet bar, 5th bed and plenty of storage. Enjoy year-round comfort with geothermal heating, A/C, and resort-style amenities including an outdoor pool, hot tub, fitness centre, and clubhouse. A quiet, secluded location with scenic walking trials close to Morgan Crossing Shops and amenities, top schools and restaurants. (id:63159)

Values & Trends

This listing

$403/sqft

Building average

$428/sqft

2 active listing(s)

Surrey average

$504/sqft

920 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Townhouse Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey townhouselistings — not specific to this property.

MLS® HPI Benchmark Price

$753,000

Jul 2026

Average Sale Price

$718,941

Jul 2026

Monthly Sales

67

Jul 2026

Active Listings

453

Jul 2026

Sales-to-Active Ratio

15.0%

Jul 2026

Median Days to Contract

34 days

Jul 2026

MLS® HPI Benchmark Price

$960,200
$722,100
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Mainly Clear

16°C

Mainly Clear

Humidity 78%

Wind S 3 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sunnyside ElementaryElementary766 m
Southridge School(Independent)K-121.0 km
Morgan ElementaryElementary1.1 km
Rosemary Heights ElementaryElementary1.6 km
Edgewood ElementaryElementary2.0 km
Grandview Heights SecondaryElementary2.1 km
Pacific Heights ElementaryElementary2.3 km
White Rock Christian Academy(Independent)K-122.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Southbound 160 St @ 32 Ave294 m
Westbound 32 Ave @ 160 St349 m
Northbound 160 St @ 30 Ave366 m
Southbound 160 St @ 30 Ave438 m
Northbound 160 St @ 28 Ave705 m

Nearby Places

Parks (5+)

  • Greenridge Park181 m
  • Greenbelt210 m
  • Grandview Heights Linear Park457 m
  • Grandview Heights Linear Park535 m
  • Mountain View Park560 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (strata, tax, utilities, etc.)$1,510.40
Total monthly cost$9,247.23
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,566.35

Cash Needed at Closing

Minimum down payment$124,900
Estimated BC PTT$27,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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