Property Type: Detached HouseOwnership: Freehold

46 CHARLES STREET

Kitimat, BC V8C2J3

$659,900

4 bed4 bath2,430 sqftBuilt 1978
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
7,946 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,015.87 (2025)

Interior

Basement
Partial
Heating
Natural gas, Hot Water
Fireplace
None

Exterior & Lot

Exterior features
Other

Building

Foundation
Concrete Perimeter

Parking

Features
Garage

Room Dimensions

RoomLevelDimensions
FoyerMain level
KitchenMain level
Living roomBasement
Family roomMain level
Primary BedroomAbove
Bedroom 2Above
Bedroom 3Above
Flex SpaceLower level
Bedroom 4Lower level

Listing Information

MLS®
R3124220
Listed
May 15, 2026
Time on market
On the market for 108 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Coast Mountains - Kitimat · Data source: CREA DDF.

Description

Welcome to this beautifully maintained home located on a large comer lot on a desirable street. Thoughtfully designed for both family living and entertaining, this spacious residence offers warm, inviting interiors highlighted by stunning vaulted wood ceilings and tasteful decor throughout. The home features a functional layout with generous living spaces, while the attached nanny or in-law suite provides flexibility for extended family guests, or additional living. Nice updates to all of the washrooms, flooring and kitchen complete with loads of custom cabinetry. A great double car garage with attached workshop area make this one a must see. (id:63159)

Values & Trends

This listing

$272/sqft

Building average

No other active listings in this building

Kitimat average

$327/sqft

35 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 89%

Wind SSE 13 km/h

Tonight

11°

Tuesday

14°

Tuesday night

10°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

8,236

(2021 Census)

+1.3% since 2016

Density: 34.4/km²

Dwellings: 4,381

Median household income: $103,000

After-tax: $88,000

Immigrant population: 16.6%

Top countries of origin (% of total population)

  • Portugal4.2% · 350
  • United Kingdom2.2% · 185
  • Philippines1.8% · 145
  • Germany1.3% · 105
  • United States of America0.8% · 70
  • India0.8% · 65
  • Somalia0.5% · 40
  • Italy0.4% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Mount Elizabeth Middle/SecondaryElementary1.2 km
Kitimat City HighSecondary1.2 km
Nechako ElementaryElementary1.6 km
St Anthony's(Independent)Elementary/Middle2.2 km
Kildala ElementaryElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$527,920.00
Periodic payment — Principal & Interest (monthly)$3,405.96
Additional monthly expenses (strata, tax, utilities, etc.)$373.32
Total monthly cost$3,779.28
Interest paid over 5-yr term$151,303.39
Balance at end of term$474,865.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,759.20

Cash Needed at Closing

Minimum down payment$40,990
Estimated BC PTT$11,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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