Property Type: TownhouseOwnership: Strata

4601 97 Street Unit# 6

Osoyoos, BC V0H1V1

$689,000

3 bed3.5 bath4 parking1,853 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
4

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$369/mo
Annual property tax
$0

Maintenance Fee Includes

Management

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Vinyl

Exterior & Lot

View
Lake view, Mountain view
Pool
Inground pool, Outdoor pool

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomMain level18'4'' x 12'0''
Primary BedroomSecond level11'1'' x 11'3''
Full ensuite bathroomSecond level7'8'' x 7'8''
BedroomSecond level9'0'' x 11'4''
BedroomSecond level8'11'' x 11'4''
Full bathroomSecond level5'3'' x 9'4''
Partial bathroomMain level4'10'' x 4'7''
Recreation roomLower level18'2'' x 18'11''
KitchenMain level18'4'' x 15'2''
Dining roomMain level18'4'' x 13'0''

Listing Information

MLS®
10389362
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to one of the best view units in the development at Unit 6 - 4601 97 Street, Osoyoos. This premium 3-bedroom, 2.5-bathroom townhouse offers modern living space just minutes away from Osoyoos Lake, Legion Beach Park, schools, playgrounds, South Okanagan’s wineries, and golf courses. The bright open-concept main floor features 9 ft ceilings, oversized windows, and a stylish kitchen with quartz countertops. Upstairs, the spacious primary bedroom includes a walk-in closet with built-in organizers, while two additional bedrooms are positioned across the hall for added privacy. A full laundry room on the upper level adds everyday convenience. Enjoy panoramic lake views from the massive private rooftop deck complete with covered seating area, gas BBQ, and outdoor kitchen. Additional features include a lower-level rec room, with walk-out access, ideal for entertaining, a home office, media room, or gym; double side-by-side garage with 240V EV charger rough-in, forced air heating and AC, on-demand hot water system, Low-E glass windows, and roller blinds throughout. Residents will also enjoy access to the beautifully landscaped community amenities, including an outdoor swimming pool. Well-designed and ideally located, this home is perfect for full-time living or a vacation getaway - book your private showing today! (id:63159)

Values & Trends

This listing

$372/sqft

Building average

No other active listings in this building

Osoyoos average

$362/sqft

41 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary1.0 km
Osoyoos SecondarySecondary1.1 km
Senpaq'cin School(Independent)Elementary18.4 km
Tuc-el-Nuit ElementaryElementary19.1 km
Southern Okanagan SecondarySecondary19.2 km
Southern Okanagan AltSecondary19.2 km
Oliver ElementaryElementary19.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Legion Beach Park779 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($43,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$551,200.00
Periodic payment — Principal & Interest (monthly)$3,556.16
Additional monthly expenses (strata, tax, utilities, etc.)$462.00
Total monthly cost$4,018.16
Interest paid over 5-yr term$157,975.50
Balance at end of term$495,806.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,960.59

Cash Needed at Closing

Minimum down payment$43,900
Estimated BC PTT$11,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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