Property Type: OtherOwnership: Freehold

461 Coal Harbour Rd

Coal Harbour, BC V0N1K0

$599,000

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Property Details

Property & Lot

Sub-type
Multi-Family
Lot size
12,197 square feet
Zoning
Unknown

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$2,810.96

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Listing Information

MLS®
1003506
Listed
June 18, 2025
Time on market
On the market for 440 days
Data last synced
August 28, 2026

Listing provided by: 460 Realty Inc. (PH) · Data source: CREA DDF.

Description

CALLING all INVESTORS or homeowners looking for their own INCOME property. This multi-family property is located in picturesque Coal Harbour, just 15 mins from Port Hardy.  This 6-plex features four spacious & bright 2 bd | 1 bath units & two 3bd | 1 bath units, each equipped with their own laundry and separate hydro meters. Photos & measurements are of unit B2 (2 bd unit) which was just just updated with new paint & flooring throughout prior to being rented. Now fully occupied. Call today for further info! (id:63159)

Location Insights

Weather

Nearest station: Port Hardy

Mostly Cloudy

14°C

Mostly Cloudy

Humidity 96%

Wind N 2 km/h

Tonight

10°

Tuesday

17°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Port Hardy SecondarySecondary14.3 km
Eagle View ElementaryElementary14.7 km
Fort Rupert ElementaryElementary15.0 km
Avalon Adventist Christian Academy(Independent)Elementary/Middle15.6 km
Eke Me-Xi SchoolElementary15.6 km
Sea View Elementary SchoolElementary20.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vancouver Island North (SD85)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$234.25
Total monthly cost$3,325.88
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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