4625 Mill Road
Naramata, BC V0H1N1
$1,968,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.18 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,106.69
Interior
- Heating
- Electric
- Fireplace
- Yes (1)
- Fireplace type
- Wood, Conventional
- Flooring
- Carpeted
Exterior & Lot
- View
- Lake view, Mountain view, Valley view, View of water, View (panoramic), Unknown
- Waterfront
- Waterfront on lake
Building
- Roof
- Cedar shake, Unknown
Parking
- Total spaces
- 2 — uncovered indicated
- Features
- Other, Additional Parking
Restrictions & Policies
- Pets
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Second level | 2'10'' x 14'6'' |
| Other | Second level | 3'0'' x 3'0'' |
| Bedroom | Second level | 11'6'' x 14'6'' |
| Bedroom | Second level | 9'10'' x 14'6'' |
| Full bathroom | Main level | 7'2'' x 10'7'' |
| Foyer | Main level | 4'4'' x 9'6'' |
| Primary Bedroom | Main level | 9'8'' x 9'10'' |
| Kitchen | Main level | 9'10'' x 12'11'' |
| Dining room | Main level | 10'0'' x 14'0'' |
| Living room | Main level | 13'0'' x 14'1'' |
Listing Information
- MLS®
- 10388942
- Listed
- June 11, 2026
- Time on market
- On the market for 81 days
- Data last synced
- August 28, 2026
Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.
Description
Some places hold a kind of quiet magic. This lakefront cabin in Naramata on the shores of Mill Bay has been one family's secret for over 40 years, a simple, unpretentious retreat where summers were long, the lake was always close, and life slowed down the way it should. Offered now for the first time in a generation, the property features nearly 200 feet of walk-out Okanagan Lake beachfront in Naramata, with only one neighbouring property and the kind of privacy that is nearly impossible to find at this level. The 1,007 sq. ft. cabin is ready for its next chapter. Enjoy it exactly as it is, make it your own with a few personal touches, or reimagine it entirely as your dream lakeside home. A double garage and registered moorage with dock piles in place round out this special offering. Naramata's renowned village lifestyle, wineries, KVR Trail, and community are right at your doorstep, with Penticton just 15 minutes away. The property is being sold ""as-is, where is"". (id:63159)
Values & Trends
This listing
$1,954/sqft
Building average
—
No other active listings in this building
Naramata Village average
$824/sqft
8 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Summerland
17°C
—
Humidity 56%
Wind SW 4 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Naramata Elementary | Elementary | 1.4 km |
| Trout Creek Elementary | Elementary | 4.5 km |
| Summerland Secondary | K-12 | 5.7 km |
| Summerland Montessori School(Independent) | Elementary | 6.2 km |
| Unisus Senior School(Independent) | Secondary | 6.4 km |
| Unisus Junior School(Independent) | Elementary | 6.4 km |
| Uplands Elementary | Elementary | 11.9 km |
| West Bench Elementary | Elementary | 12.1 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Skaha (SD67)
Similar Listings Nearby
No similar listings found nearby right now.
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($393,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.