Property Type: Detached HouseOwnership: Freehold

4626 SCOTT AVENUE

Terrace, BC V8G2B2

$459,900

4 bed3 bath1,350 sqftBuilt 9999
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
6,100 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,878.87 (2026)

Interior

Basement
Crawl space
Heating
Forced air, Natural gas
Fireplace
None

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
Bedroom 4Main level

Listing Information

MLS®
R3134306
Listed
June 9, 2026
Time on market
On the market for 83 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Royal LePage Aspire Realty (Terr) · Data source: CREA DDF.

Description

A rare find! Check out this 4-bedroom, 3-bathroom rancher! This home is centrally located just a few blocks from downtown Terrace and close to all schools. There is a spacious eat-in kitchen which opens to the large livingroom. The primary bedroom features a 3 piece ensuite. There's a 2nd 3 piece bath with new flooring and the 3rd bath is a full 4 piece with tub shower combo. All of the bedrooms are good sized. Outside there is a large covered patio with an outdoor kitchen area for canning or barbeques! The yard is fully fenced and has a fenced in garden plot and storage shed. This home has rear laneway access. A great home for a family or also a great rental investment or crew home. There's a $5000 closing incentive being to Buyers!!! (id:63159)

Values & Trends

This listing

$341/sqft

Building average

No other active listings in this building

Terrace average

$340/sqft

69 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Rain

11°C

Rain

Humidity 97%

Wind W 14 km/h

Tonight

11°

Tuesday

14°

Tuesday night

11°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

12,017

(2021 Census)

+3.2% since 2016

Density: 209.6/km²

Dwellings: 5,200

Median household income: $90,000

After-tax: $80,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India1.6% · 195
  • Portugal1% · 120
  • United Kingdom0.9% · 105
  • Philippines0.8% · 100
  • United States of America0.7% · 80
  • Germany0.5% · 60
  • Netherlands0.4% · 45
  • China0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Suwilaawks Community SchoolElementary173 m
Centennial Christian School(Independent)K-12177 m
Parkside SecondarySecondary799 m
Veritas Catholic(Independent)Elementary/Middle1.0 km
Caledonia SecondarySecondary1.2 km
Skeena MiddleElementary1.2 km
Cassie Hall ElementaryElementary1.8 km
Uplands ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Golden Star · 4606 Lazelle Avenue698 m
  • Pizza Hut714 m
  • White Spot · 4620 Lakelse Avenue752 m
  • Mr Mikes · 4736 Lakelse Avenue789 m

Cafes (2)

  • Unnamed709 m
  • Tim Hortons · 4658 Lakelse Avenue755 m

Parks (4)

  • Unnamed156 m
  • Hanson Park357 m
  • George Little Park547 m
  • Christy Park731 m

Banks & ATMs (4)

  • Northern Savings Credit Union678 m
  • RBC Royal Bank · 4640 Lakelse Avenue754 m
  • BMO770 m
  • Scotiabank · 4602 Lakelse Avenue771 m

Nearby places data: © OpenStreetMap contributors.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$367,920.00
Periodic payment — Principal & Interest (monthly)$2,373.69
Additional monthly expenses (strata, tax, utilities, etc.)$391.24
Total monthly cost$2,764.93
Interest paid over 5-yr term$105,446.93
Balance at end of term$330,945.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,359.65

Cash Needed at Closing

Minimum down payment$22,995
Estimated BC PTT$7,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,693

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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