Property Type: Detached HouseOwnership: Freehold

4630 3A Highway

Nelson, BC V1L6N3

$499,500

4 bed2 bath1 parking1,680 sqftBuilt 1963
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.59 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,648

Interior

Heating
Baseboard heaters, Radiant/Infra-red Heat, Electric, See remarks
Fireplace
None
Flooring
Hardwood, Linoleum

Exterior & Lot

Exterior features
Stucco, Vinyl siding

Building

Roof
Other, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
3pc BathroomMain level6'1'' x 5'6''
4pc BathroomMain level6'9'' x 7'7''
Laundry roomMain level8'8'' x 9'11''
FoyerMain level8' x 16'2''
BedroomMain level10'10'' x 12'1''
BedroomMain level12'1'' x 11'7''
BedroomMain level11'1'' x 13'4''
Primary BedroomMain level15'3'' x 19'2''
KitchenMain level11' x 18'6''
Living roomMain level9'9'' x 15'7''

Listing Information

MLS®
10382942
Listed
April 10, 2026
Time on market
On the market for 143 days
Data last synced
August 28, 2026

Listing provided by: Valhalla Path Realty · Data source: CREA DDF.

Description

Amazing opportunity to move into this spacious 4 bedroom 2 bath home on a level .59 acre property located 12 miles from Nelson on the North Shore. Just a 2 minute walk to public beach access and less than a km to Kokanee Creek Provincial Park!! Easy access from Highway 3A and also backs on to Crescent Rd. The home has a great layout with 3 bedrooms and a bathroom in the main part plus an addition with a large living space and a bathroom. The fenced backyard is beautiful with so much lawn, fruit trees and lots of room for gardening. A real family paradise!! There is a single car garage and plenty of space for additional parking plus room to build a shop as well! (id:63159)

Values & Trends

This listing

$297/sqft

Building average

No other active listings in this building

North Nelson to Kokanee Creek average

$645/sqft

14 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary6.2 km
des Sentiers-alpinsElementary/Middle7.5 km
Nelson Christian Community School(Independent)Elementary/Middle14.7 km
L V Rogers SecondarySecondary15.3 km
Secondaire de NelsonSecondary15.3 km
Hume Elementary SchoolElementary15.6 km
South Nelson ElementaryElementary16.9 km
Trafalgar Middle SchoolMiddle17.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,975) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,600.00
Periodic payment — Principal & Interest (monthly)$2,578.08
Additional monthly expenses (strata, tax, utilities, etc.)$304.67
Total monthly cost$2,882.75
Interest paid over 5-yr term$114,526.51
Balance at end of term$359,441.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,975
Stress test qualifying rate8.09%
Payment you must qualify for$3,648.93

Cash Needed at Closing

Minimum down payment$24,975
Estimated BC PTT$7,990
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,465

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information