4634 Charles Road Lot# 13
Mirror Lake, BC V0G1M0
$325,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 43.57 acres
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $258/mo
- Annual property tax
- $937.62
Interior
- Heating
- Baseboard heaters, Stove, Electric, Wood
- Fireplace
- None
Exterior & Lot
- View
- Lake view, Mountain view
Parking
- Total spaces
- 2 — covered indicated
- Features
- Detached Garage, Covered
Restrictions & Policies
- Pets
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Main level | 5'10'' x 6'10'' |
| 4pc Bathroom | Main level | 3'10'' x 5'10'' |
| Bedroom | Main level | 6'8'' x 7'7'' |
| Primary Bedroom | Main level | 9'4'' x 15'3'' |
| Foyer | Main level | 7'4'' x 9'7'' |
| Dining room | Main level | 11'8'' x 13' |
| Kitchen | Main level | 7'7'' x 15'2'' |
| Living room | Main level | 12'1'' x 13' |
Listing Information
- MLS®
- 10396574
- Listed
- August 5, 2026
- Time on market
- On the market for 26 days
- Data last synced
- August 28, 2026
Listing provided by: Oakwyn Realty Ltd. · Data source: CREA DDF.
Description
Nestled along the west shores of beautiful Kootenay Lake, this unique cooperative share offering provides an affordable opportunity to enjoy lakeside living in a peaceful, natural setting. Located at 4634 Charles Road, this spacious property features a double garage, single carport, and a thoughtfully designed home built around a travel trailer, creating a comfortable and functional residence suitable for year-round living. Inside, you'll find two bedrooms, two full bathrooms, a well-appointed kitchen, a spacious living and dining area warmed by a cozy wood-burning stove, a large foyer, and a covered deck where you can relax while taking in breathtaking views. One of the property's standout features is its convenient access to two shared beaches. The southern beach is just a short walk and includes boat access, while the northern beach offers another peaceful spot to swim, launch a paddleboard or kayak, or simply soak in the beauty of the lake. It's the perfect place to experience everything Kootenay Lake has to offer. As a cooperative shareholder, you'll own 54,196/1,670,249 shares in more than 43 acres of stunning waterfront and forested land, with the potential for future subdivision, adding to the property's long-term appeal. Whether you're searching for a full-time residence, a recreational getaway, or a peaceful retreat surrounded by nature, this one-of-a-kind property offers exceptional value, incredible scenery, and an opportunity to embrace the Kootenay lifestyle. (id:63159)
Values & Trends
This listing
$432/sqft
Building average
—
No other active listings in this building
Balfour to Kaslo West average
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No comparable active listings
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Nelson
12°C
—
Humidity 85%
Wind SE 3 km/h
Tonight
10°
Tuesday
27°
Tuesday night
13°
Wednesday
20°
Wednesday night
12°
Thursday
18°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| J V Humphries Elem-Secondary | K-12 | 10.5 km |
| Crawford Bay Elem-Secondary | K-12 | 16.1 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Kootenay Lake (SD8)
Similar Listings Nearby
No similar listings found nearby right now.
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($16,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.