Property Type: Detached HouseOwnership: Freehold

4654 COPPER RIVER ROAD

Terrace, BC V8G0A5

$680,000

4 bed3 bath1,930 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
9,600 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,599 (2026)

Interior

Basement
Finished, N/A
Heating
Baseboard heaters, Electric
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Slab
Roof
Asphalt shingle, Conventional

Parking

Features
Detached Garage, Garage, RV

Room Dimensions

RoomLevelDimensions
FoyerMain level
Family roomMain level
Bedroom 2Main level
Laundry roomMain level
KitchenAbove
Living roomAbove
Dining roomAbove
Bedroom 3Above
Primary BedroomAbove
Bedroom 4Above

Listing Information

MLS®
R3155182
Listed
August 12, 2026
Time on market
On the market for 19 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Coast Mountains · Data source: CREA DDF.

Description

Welcome to this impressive 2022-built home in Copper Estates, complete with a newer 22'x27' detached shop! The shop features 10' ceilings, a 16'x9' overhead door, and plenty of room for projects, storage, or toys. The fully fenced yard creates great space for kids and dogs to enjoy. Upstairs, the bright and spacious main living area offers excellent privacy, 3 bedrooms, 2 bathrooms, and easy access to the sundeck and backyard. The lower level adds even more versatility with a large rec room, 4th bedroom, 2-piece bath, and direct backyard access. A great setup for families, home offices, and those needing extra space! (id:63159)

Values & Trends

This listing

$352/sqft

Building average

No other active listings in this building

Terrace average

$340/sqft

69 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Light Rain

12°C

Light Rain

Humidity 93%

Wind SSE 19 km/h

Tonight

11°

Tuesday

14°

Tuesday night

11°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

12,017

(2021 Census)

+3.2% since 2016

Density: 209.6/km²

Dwellings: 5,200

Median household income: $90,000

After-tax: $80,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India1.6% · 195
  • Portugal1% · 120
  • United Kingdom0.9% · 105
  • Philippines0.8% · 100
  • United States of America0.7% · 80
  • Germany0.5% · 60
  • Netherlands0.4% · 45
  • China0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
NW Regional Trades & Training CentreSecondary6.0 km
Thornhill PrimaryElementary6.2 km
Thornhill ElementaryElementary6.2 km
Centennial Christian School(Independent)K-128.5 km
Suwilaawks Community SchoolElementary8.6 km
Parkside SecondarySecondary8.8 km
Veritas Catholic(Independent)Elementary/Middle9.4 km
Uplands ElementaryElementary9.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Denarta Park97 m

Nearby places data: © OpenStreetMap contributors.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($43,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$544,000.00
Periodic payment — Principal & Interest (monthly)$3,509.70
Additional monthly expenses (strata, tax, utilities, etc.)$480.25
Total monthly cost$3,989.95
Interest paid over 5-yr term$155,911.96
Balance at end of term$489,329.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,898.31

Cash Needed at Closing

Minimum down payment$43,000
Estimated BC PTT$11,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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