Property Type: Detached HouseOwnership: Freehold

46573 ELGIN DRIVE, Fairfield Island

Chilliwack, BC V2P6T2

$874,000

5 bed3 bath2,233 sqftBuilt 1978
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
9,513 square feet
Frontage
63 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,217.21 (2025)

Interior

Basement
Finished, Unknown
Heating
Forced air
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view

Parking

Features
Garage, Open, RV

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
Enclosed porchMain level
FoyerMain level
Bedroom 4Lower level
Bedroom 5Lower level
KitchenLower level
Living roomLower level
StorageLower level

Listing Information

MLS®
R3130522
Listed
June 2, 2026
Time on market
On the market for 90 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Century 21 Coastal Realty Ltd. · Data source: CREA DDF.

Description

Welcome to your new home! This updated and spacious home is perfect for first time home buyers and investors! Located in desirable Fairfield island, this home features 2 bedrooms in-law suite with its own SEPARATE LAUNDRY! Amazing mountain views and lots of natural sunlight. The private and fully fenced backyard is perfect for the kids to play and family get togethers. The lot is a rare 9,500+ sq ft.Downstairs features 2 bedrooms basement with separate entrance and large family room, laundry and storage. RV parking and lots of space for additional parking. Close proximity you will find the park, schools and other amenities. Book your showing today! Furniture and personal items shown in the original property may have been digitally removed. (id:63159)

Values & Trends

This listing

$391/sqft

Building average

No other active listings in this building

Chilliwack average

$465/sqft

421 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Chilliwack

Monthly figures from the Fraser Valley Real Estate Board for Chilliwack detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

Data unavailable

Average Sale Price

$838,745

Jul 2026

Monthly Sales

32

Jul 2026

Active Listings

232

Jul 2026

Sales-to-Active Ratio

14.0%

Jul 2026

Median Days to Contract

31 days

Jul 2026

Average Sale Price

$1,157,121
$802,697
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

14°C

Humidity 92%

Wind SE 2 km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

93,203

(2021 Census)

+11.2% since 2016

Density: 356.6/km²

Dwellings: 37,124

Median household income: $85,000

After-tax: $76,000

Immigrant population: 14.8%

Top countries of origin (% of total population)

  • United Kingdom2.2% · 2,070
  • India1.3% · 1,180
  • Netherlands1.2% · 1,135
  • Philippines1% · 950
  • United States of America1% · 940
  • Germany0.8% · 780
  • China0.5% · 510
  • Viet Nam0.5% · 450

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Strathcona ElementaryElementary675 m
Little Mountain ElementaryElementary1.3 km
Chilliwack Adventist Christian School(Independent)Elementary1.8 km
Chilliwack SecondarySecondary2.0 km
Chilliwack Middle SchoolMiddle2.2 km
Chilliwack Central Elementary CommunityElementary2.5 km
Leary Integrated Arts & TechnologyElementary2.6 km
McCammon ElementaryElementary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Glasgow Park97 m
  • McDonald Park195 m
  • Emerald Park409 m
  • Strathcona Park557 m
  • Fairfield Park654 m

Nearby places data: © OpenStreetMap contributors.

School district: Chilliwack (SD33)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($62,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$699,200.00
Periodic payment — Principal & Interest (monthly)$4,511.00
Additional monthly expenses (strata, tax, utilities, etc.)$463.43
Total monthly cost$4,974.44
Interest paid over 5-yr term$200,392.73
Balance at end of term$628,932.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$62,400
Stress test qualifying rate8.09%
Payment you must qualify for$6,240.92

Cash Needed at Closing

Minimum down payment$62,400
Estimated BC PTT$15,480
Legal / closing costs (typical estimate)$1,500
Total cash needed$79,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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