Property Type: Detached HouseOwnership: Freehold

466 Second Avenue

Rivervale, BC V1R4V5

$639,500

4 bed2 bath4 parking2,669 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.26 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,086.12

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Carpeted, Mixed Flooring

Exterior & Lot

Exterior features
Wood, Stucco
View
Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Detached Garage, RV, Oversize, See Remarks, Heated Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomLower level
OfficeLower level9' x 8'5''
BedroomLower level11' x 12'
Recreation roomLower level14'7'' x 24'5''
Mud roomLower level11'9'' x 13'2''
BedroomMain level11'4'' x 10'10''
Primary BedroomMain level10'5'' x 12'11''
BedroomMain level10' x 7'8''
Full bathroomMain level
Living roomMain level15'6'' x 16'3''
Dining roomMain level10'3'' x 11'
KitchenMain level10'5'' x 12'1''
FoyerMain level3'6'' x 6'9''

Listing Information

MLS®
10396341
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.

Description

Welcome to this incredible family home nestled in the sought-after Rivervale neighbourhood, perfectly positioned on a quiet no-thru road just one block from the river. Offering the ideal blend of privacy, space, and community, this is a property that truly checks all the boxes for family living. Step inside to a bright and inviting main floor featuring an open layout with easy-care laminate flooring and tile throughout. The spacious living room flows seamlessly into the dining area, creating the perfect setting for both everyday living and entertaining. From here, step out onto your expansive deck overlooking the large backyard....an ideal space for summer barbecues, kids, and pets to roam. The kitchen has been beautifully redone with new countertops and cabinetry, offering a fresh, modern space to cook and gather. The main level is completed by a generous primary suite, two additional well-sized bedrooms, and a full bathroom featuring a relaxing jetted tub. Downstairs, the home continues to impress with a thoughtfully designed layout that includes an exceptional mudroom....perfect for busy family life...along with a utility/laundry room, another full bathroom, and a massive rec room that provides endless possibilities for a games area, media room, or additional living space. Outside is where this property truly shines. Set on over a quarter acre, the yard offers incredible space and potential for outdoor enjoyment. And then there’s the shop....every homeowner’s dream. Heated, well-lit, and oversized, with a double driveway and ample room for vehicles, tools, and all your recreational toys, it’s a rare and valuable feature that sets this home apart. If you’ve been searching for a move-in ready family home in a fantastic neighbourhood with room to live, work, and play....this is one you won’t want to miss! (id:63159)

Values & Trends

This listing

$240/sqft

Building average

No other active listings in this building

Trail average

No comparable active listings

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

17°C

Humidity 55%

Wind WNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
James L Webster ElementaryElementary3.7 km
St Michael's Elementary(Independent)Elementary4.1 km
J Lloyd Crowe SecondaryElementary4.1 km
Kootenay Columbia SecondarySecondary4.7 km
Glenmerry ElementaryElementary6.5 km
Rossland Summit SchoolElementary/Middle6.9 km
des Sept-sommetsElementary/Middle6.9 km
Fruitvale ElementaryElementary14.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,600.00
Periodic payment — Principal & Interest (monthly)$3,300.67
Additional monthly expenses (strata, tax, utilities, etc.)$390.18
Total monthly cost$3,690.85
Interest paid over 5-yr term$146,626.03
Balance at end of term$460,185.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,950
Stress test qualifying rate8.09%
Payment you must qualify for$4,618.02

Cash Needed at Closing

Minimum down payment$38,950
Estimated BC PTT$10,790
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,240

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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