Property Type: Detached HouseOwnership: Freehold

4677 CAVERLY ROAD

Lac La Hache, BC V0K1T0

$1,040,000

2 bed3 bath2,880 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
1.06 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,095.25 (2024)

Interior

Basement
Finished, N/A
Heating
Forced air, Natural gas
Fireplace
Yes (1)

Exterior & Lot

View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Metal, Conventional

Parking

Features
Garage, Carport, Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Flex SpaceMain level
Living roomMain level
Dining roomMain level
Laundry roomMain level
Primary BedroomAbove
Recreational, Games roomLower level
Bedroom 2Lower level
Utility roomLower level

Listing Information

MLS®
R3127476
Listed
May 25, 2026
Time on market
On the market for 98 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

155' waterfront lakeside log home retreat & guest cabin! Nestled along a 1.06 acre lot, this custom-built log home offers a rare combination of natural beauty, thoughtful design and original ownership pride. Surrounded by a blend of hardscape and greenscape, the property creates an easy outdoor living experience with just steps away to the dock. This 2 bedroom with room for a 3rd bedroom home exudes rustic charm with high quality cabinetry, hardwood flooring & a beautiful rock wall with an opal wood burning fireplace. A large sundeck stretches across the lakeside, perfect for the morning coffee & evening views. Included is a waterfront detached guest cabin which makes it ideal for extra visitors. A 25'x30' heated garage and a large carport completes this package. (id:63159)

Values & Trends

This listing

$361/sqft

Building average

No other active listings in this building

Lac La Hache average

$330/sqft

19 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Lac La Hache ElementaryElementary2.8 km
Mile 108 ElementaryElementary15.0 km
100 Mile House ElementaryElementary23.0 km
PSO Outback StorefrontSecondary23.2 km
Peter Skene Ogden SecondarySecondary23.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$832,000.00
Periodic payment — Principal & Interest (monthly)$5,367.78
Additional monthly expenses (strata, tax, utilities, etc.)$485.27
Total monthly cost$5,853.05
Interest paid over 5-yr term$238,453.59
Balance at end of term$748,386.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,389.75

Cash Needed at Closing

Minimum down payment$79,000
Estimated BC PTT$18,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$99,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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