Property Type: Detached HouseOwnership: Freehold

4686 SPRUCE Crescent

Barriere, BC V0E1E0

$419,900

4 bed2 bath1 parking1,920 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.35 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,180

Interior

Basement
Full
Heating
Forced air, Electric, See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Electric, Conventional, Unknown
Flooring
Mixed Flooring

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomBasement8'0'' x 7'0''
Family roomBasement12'0'' x 24'0''
BedroomBasement11'0'' x 10'0''
Dining nookMain level9'0'' x 7'0''
BedroomMain level10'0'' x 12'0''
BedroomBasement10'0'' x 13'0''
Primary BedroomMain level11'0'' x 11'0''
KitchenMain level9'0'' x 8'0''
Living roomMain level19'0'' x 13'0''
FoyerMain level7'0'' x 6'0''
4pc BathroomMain level
3pc BathroomBasement

Listing Information

MLS®
10388027
Listed
May 20, 2026
Time on market
On the market for 103 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin (Barriere) · Data source: CREA DDF.

Description

Affordable family living in the heart of Barriere! This well-maintained 4 bedroom, 2 bathroom home is located in a much desired family-oriented subdivision close to schools and local amenities. Sitting on a fully fenced 0.35 acre lot, the property features a cozy wood stove, attached garage, and updated 2017 roof. Offering both comfort and value, this is a fantastic opportunity for families, first-time buyers, or anyone looking for space in a great neighbourhood. Long-term tenants currently in place and happy to stay, offering excellent investment potential while still appealing to future owner-occupiers. Buyer to verify any measurements that may be of importance to them. (id:63159)

Values & Trends

This listing

$219/sqft

Building average

No other active listings in this building

Barriere average

$464/sqft

29 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Clearwater

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

1,765

(2021 Census)

+3% since 2016

Density: 164.5/km²

Dwellings: 848

Median household income: $66,500

After-tax: $62,000

Immigrant population: 6.9%

Top countries of origin (% of total population)

  • United Kingdom2% · 35
  • United States of America1.1% · 20
  • Germany0.8% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Barriere Elementary-SecondaryK-12579 m
Barriere ElementaryElementary1.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$335,920.00
Periodic payment — Principal & Interest (monthly)$2,167.24
Additional monthly expenses (strata, tax, utilities, etc.)$277.67
Total monthly cost$2,444.91
Interest paid over 5-yr term$96,275.64
Balance at end of term$302,161.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,067.44

Cash Needed at Closing

Minimum down payment$20,995
Estimated BC PTT$6,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,893

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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