Property Type: Detached HouseOwnership: Freehold

4695 BELCARRA BAY ROAD

Belcarra, BC V3H4P6

$3,895,000

5 bed6 bath7 parking4,355 sqftBuilt 1972
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Lot size
7,850 square feet
Frontage
50 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$19,077.73 (2026)

Interior

Basement
Partially finished, Full, Separate entrance
Heating
Baseboard heaters, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (3)
Appliances
All, Refrigerator, Hot Tub, Stove

Exterior & Lot

View
View
Waterfront
Waterfront
Lot features
Private setting, Wet bar

Building

Parcel ID (PID)
011-972-726

Parking

Total spaces
7 — covered indicated
Features
Garage, Visitor Parking

Listing Information

MLS®
R3155816
Listed
August 14, 2026
Time on market
On the market for 17 days
Tax assessment year
2026
Data last synced
August 31, 2026

Listing provided by: Angell, Hasman & Associates Realty Ltd. · Data source: CREA DDF.

Description

WATERFRONT ESTATE | PRIVATE DOCK | DEEP-WATER MOORAGE | Commanding an exceptional waterfront setting in prestigious Belcarra, this remarkable 4,355 SF residence offers 5 bedrooms, 6 bathrooms, and breathtaking ocean views from every level. Thoughtfully designed for refined coastal living, the home features expansive entertaining spaces, a chef-inspired kitchen, and seamless indoor-outdoor living with multiple waterfront terraces. A private deep-water dock in Belcarra's most calm and protected bay, featuring generous moorage, 3-car garage, and ample additional parking complete this rare offering. An extraordinary opportunity to own one of Belcarra´s premier waterfront estates. (id:63159)

Values & Trends

This listing

$894/sqft

Building average

No other active listings in this building

Belcarra average

$1,088/sqft

9 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vancouver

Clear

16°C

Clear

Humidity 98%

Wind WNW 10 km/h

Tonight

14°

Tuesday

20°

Tuesday night

15°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

687

(2021 Census)

+6.8% since 2016

Density: 124.9/km²

Dwellings: 289

Median household income: $168,000

After-tax: $138,000

Immigrant population: 20.9%

Top countries of origin (% of total population)

  • United Kingdom3.6% · 25
  • United States of America2.9% · 20
  • China2.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

27

4 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cove Cliff ElementaryElementary1.8 km
Seycove Secondary CommunitySecondary1.9 km
Dorothy Lynas ElementaryElementary2.6 km
Sherwood Park ElementaryElementary2.6 km
St. Pius X Elementary School(Independent)Elementary3.0 km
University Highlands ElementaryElementary4.4 km
Anmore ElementaryElementary4.7 km
Westridge ElementaryElementary4.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound Bedwell Bay Rd @ Midden Rd334 m
Westbound Bedwell Bay Rd @ Midden Rd339 m
Southbound Belcarra Bay Rd @ Salish Rd352 m
Southbound Belcarra Bay Rd @ Whiskey Cove Lane631 m

Nearby Places

Cafes (1)

  • Unnamed410 m

Nearby places data: © OpenStreetMap contributors.

School district: Coquitlam (SD43)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($779,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,116,000.00
Periodic payment — Principal & Interest (monthly)$20,103.37
Additional monthly expenses (strata, tax, utilities, etc.)$1,807.81
Total monthly cost$21,911.19
Interest paid over 5-yr term$893,054.56
Balance at end of term$2,802,852.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$779,000
Stress test qualifying rate8.09%
Payment you must qualify for$23,960.95

Cash Needed at Closing

Minimum down payment$779,000
Estimated BC PTT$112,750
Legal / closing costs (typical estimate)$1,500
Total cash needed$893,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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