Property Type: Detached HouseOwnership: Freehold

4712 Shell Beach Rd

Ladysmith, BC V9G1L7

$1,999,000

3 bed3 bath5 parking2,711 sqftBuilt 2001
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Property Details

Property & Lot

Sub-type
House
Lot size
0.63 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,686

Interior

Heating
Heat Pump, Electric, Propane
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
BathroomSecond level5-Piece
BedroomSecond level15'12 x 13'8
BedroomSecond level18'01 x 15'11
Recreation roomSecond level27'4 x 19'11
Laundry roomMain level9'1 x 8'7
BathroomMain level2-Piece
EnsuiteMain level5-Piece
Primary BedroomMain level15'2 x 13'1
EntranceMain level7'7 x 12'9
DenMain level8'11 x 12'1
Dining roomMain level9'3 x 9'10
KitchenMain level13'9 x 12'10
Living roomMain level17'8 x 9'1

Listing Information

MLS®
1028978
Listed
March 21, 2026
Time on market
On the market for 163 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty (Nan) · Data source: CREA DDF.

Description

Experience the ultimate walk-on oceanfront lifestyle in Ladysmith on beautiful Vancouver Island. Tucked behind a private gate and reached by a picturesque tree-lined driveway, this stunning 3 bed, 3 bath West Coast home sits at the water’s edge with breathtaking ocean views. The bright open-concept kitchen, dining, and living area is perfect for entertaining, highlighted by a cozy double-sided fireplace and large windows framing the coastal scenery. The serene primary suite features a walk-in closet and spa-inspired ensuite with a freestanding soaking tub. A den and laundry complete the main floor. Book your private showing today. Upstairs offers heated floors, two spacious bedrooms, a full bath, and a large bonus room above the double garage. Step outside to your private retreat with walk-on waterfront, licensed dock with historic foreshore rights for kayaking or small boats, plus an in-ground pool and hot tub—a rare blend of coastal luxury and recreation. (id:63159)

Values & Trends

This listing

$737/sqft

Building average

No other active listings in this building

Ladysmith average

$546/sqft

69 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Ladysmith IntermediateElementary2.2 km
Ladysmith SecondarySecondary2.6 km
Ladysmith PrimaryElementary2.7 km
North Oyster ElementaryElementary4.0 km
Stz'uminus Senior Secondary(Independent)Secondary4.2 km
Cedar ElementaryElementary9.4 km
Thetis Island ElementaryElementary9.7 km
Chemainus Elementary Community SchoolElementary11.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($399,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,599,200.00
Periodic payment — Principal & Interest (monthly)$10,317.50
Additional monthly expenses (strata, tax, utilities, etc.)$609.83
Total monthly cost$10,927.33
Interest paid over 5-yr term$458,335.32
Balance at end of term$1,438,485.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$399,800
Stress test qualifying rate8.09%
Payment you must qualify for$12,297.29

Cash Needed at Closing

Minimum down payment$399,800
Estimated BC PTT$37,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$439,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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