Property Type: Detached HouseOwnership: Freehold

4718/4720 Shell Beach Rd

Ladysmith, BC V9G1L7

$2,987,000

6 bed5 bath7 parking2,033 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Lot size
1.2 acres
Zoning
Residential

RES

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,455.93

Interior

Heating
Heat Pump, Baseboard heaters, Forced air, Electric, Solar
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
7

Room Dimensions

RoomLevelDimensions
BedroomMain level13'3 x 11'4
BathroomOther3-Piece
BathroomOther2-Piece
BedroomOther7'7 x 12'5
BedroomOther11'8 x 11'2
KitchenOther8'9 x 8'11
Living roomOther14'4 x 15'0
Primary BedroomSecond level12'5 x 14'6
Living roomMain level30'2 x 13'5
Laundry roomMain level12'0 x 9'8
KitchenMain level12'4 x 14'7
Family roomMain level
Dining nookMain level10'4 x 14'1
BedroomSecond level9'1
BedroomSecond level12'2 x 8'4
OfficeMain level12'0 x 10'9
EnsuiteSecond level5-Piece
BathroomSecond level4-Piece
BathroomMain level3-Piece

Listing Information

MLS®
1039904
Listed
June 9, 2026
Time on market
On the market for 83 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty LD · Data source: CREA DDF.

Description

Waterfront Paradise Acreage: 2 Homes and Shop with Business & Income Potential! Welcome to your dream coastal retreat! Rare to find such a beautiful property that offers so many living, business, and waterfront usage options at this price point. Nestled on walk-on oceanfront acreage in a sheltered bay, your private estate offers an unmatched blend of luxury, functionality, and breathtaking natural beauty. Located just a short stroll from a marina and fine dining, this is your ultimate West Coast lifestyle package. Main residence: The beautifully updated 4 bed, 3 bath home, features a show-stopping kitchen and panoramic ocean views from principal living areas including the primary bed and bath. Step outside to your resort-style courtyard with cabana and indoor bath, outdoor kitchen, shower, fireplace and an infinity-edge hot tub—all designed to soak in the stunning waterfront setting. With a private sandy beach, boat ramp and wharf, you and your guests will enjoy hours of castle building, swimming, sunbathing, boating and kayaking. Other Buildings: A custom built stand alone home provides many options including; a retail/office business, multi-generational living, rental or a caretaker/guest home. The huge detached shop with overheight doors provide other business options, or can be your workshop for hobbies and for parking vehicles and toys. Whether you're seeking a luxurious family estate, income producing rental, home based business, serene waterfront sanctuary or all of the above - this exceptional property delivers it all. (id:63159)

Values & Trends

This listing

$1,469/sqft

Building average

No other active listings in this building

Ladysmith average

$535/sqft

69 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Ladysmith IntermediateElementary2.2 km
Ladysmith SecondarySecondary2.7 km
Ladysmith PrimaryElementary2.7 km
North Oyster ElementaryElementary4.0 km
Stz'uminus Senior Secondary(Independent)Secondary4.2 km
Cedar ElementaryElementary9.4 km
Thetis Island ElementaryElementary9.7 km
Chemainus Elementary Community SchoolElementary11.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nanaimo-Ladysmith (SD68)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($597,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,389,600.00
Periodic payment — Principal & Interest (monthly)$15,416.89
Additional monthly expenses (strata, tax, utilities, etc.)$806.66
Total monthly cost$16,223.55
Interest paid over 5-yr term$684,866.23
Balance at end of term$2,149,452.93

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$597,400
Stress test qualifying rate8.09%
Payment you must qualify for$18,375.19

Cash Needed at Closing

Minimum down payment$597,400
Estimated BC PTT$67,610
Legal / closing costs (typical estimate)$1,500
Total cash needed$666,510

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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