475 North Beach Road
Summerland, BC V0H1Z6
$2,225,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 0.9 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,806.22
Interior
- Basement
- Crawl space
- Heating
- Baseboard heaters
- Fireplace
- Yes (1)
- Fireplace type
- Wood, Conventional
- Flooring
- Tile, Carpeted, Linoleum
Exterior & Lot
- Exterior features
- Stucco, Wood siding
- View
- Lake view, Mountain view, View of water
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 7 — covered indicated
- Features
- Detached Garage, RV, Additional Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 11'0'' x 9'0'' |
| Living room | Main level | 19'10'' x 15'4'' |
| 3pc Bathroom | Main level | 5'10'' x 6'0'' |
| Bedroom | Main level | 11'0'' x 7'3'' |
| Bedroom | Main level | 8'5'' x 10'6'' |
| Bedroom | Main level | 8'4'' x 13'5'' |
| Primary Bedroom | Main level | 7'8'' x 19'6'' |
Listing Information
- MLS®
- 10387481
- Listed
- May 14, 2026
- Time on market
- On the market for 110 days
- Data last synced
- August 28, 2026
Listing provided by: Parker Real Estate · Data source: CREA DDF.
Description
This exceptional property presents a unique opportunity to have the ultimate Okanagan retreat on the shores of Okanagan Lake just minutes from Summerland and Peachland. Set on a rare 0.90-acre parcel with approximately 150 feet of private lake frontage, the property features a charming 4 bedroom, 1 bathroom cabin positioned right at the water’s edge, along with a legal private wharf/dock and boat launch—allowing you to enjoy the lake lifestyle immediately. A detached two-car garage adds valuable storage and flexibility for recreational equipment and lake essentials. There's an abundance are parking available and the gently sloping landscape offers both a level waterfront area and an elevated upper bench, creating an ideal site for a future luxury residence with panoramic lake and mountain views. Bonus! The zoning bylaw allows for an accessory building on the property and the rural location sets this property outside the vacancy and speculation tax area! (id:63159)
Values & Trends
This listing
$2,408/sqft
Building average
—
No other active listings in this building
Summerland Rural average
$698/sqft
27 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
—
Humidity 59%
Wind W 8 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
12,042
(2021 Census)
+3.7% since 2016
Density: 162.6/km²
Dwellings: 5,426
Median household income: $82,000
After-tax: $74,000
Immigrant population: 12.2%
Top countries of origin (% of total population)
- United Kingdom3.3% · 395
- Germany1% · 125
- India0.9% · 110
- United States of America0.8% · 95
- Netherlands0.7% · 85
- Poland0.4% · 50
- Hungary0.3% · 40
- Philippines0.3% · 40
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Summerland Secondary | K-12 | 7.6 km |
| Summerland Montessori School(Independent) | Elementary | 8.2 km |
| Unisus Senior School(Independent) | Secondary | 10.2 km |
| Unisus Junior School(Independent) | Elementary | 10.2 km |
| Naramata Elementary | Elementary | 11.4 km |
| Trout Creek Elementary | Elementary | 12.3 km |
| Peachland Elementary | Elementary | 13.0 km |
| Our Lady of Lourdes(Independent) | Elementary/Middle | 18.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Skaha (SD67)
Similar Listings Nearby
No similar listings found nearby right now.
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($445,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.