Property Type: Detached HouseOwnership: Freehold

479 WINNIPEG Street

Penticton, BC V2A5M7

$924,000

2 bed2 bath4 parking1,952 sqftBuilt 1945
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,659.34

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, Electric, See remarks
Cooling / A/C
See Remarks
Fireplace
None

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — uncovered indicated
Features
Other, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherSecondary Dwelling Unit9'5'' x 7'11''
OtherSecondary Dwelling Unit20'2'' x 13'11''
Utility roomBasement13'4'' x 12'7''
WorkshopBasement9'10'' x 9'7''
StorageBasement3'5'' x 14'10''
Recreation roomBasement324'10'' x 16'8''
KitchenBasement6'6'' x 11'2''
BedroomBasement10'4'' x 12'5''
4pc BathroomBasement7'4'' x 6'11''
OtherMain level7'11'' x 6'7''
Living roomMain level17'7'' x 13'5''
OfficeMain level7'11'' x 8'0''
OfficeMain level9'4'' x 11'0''
Primary BedroomMain level14'6'' x 11'7''
OfficeMain level10'5'' x 11'9''
4pc BathroomMain level6'6'' x 7'0''

Listing Information

MLS®
10380013
Listed
March 26, 2026
Time on market
On the market for 158 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Rare opportunity to own a charming character home on a large commercially zoned lot with alley access in a prime location. Featuring a non-conforming suite and potential for business frontage, this property offers excellent flexibility for those looking to live, work, or invest all in one place. Located just minutes from downtown, shopping, schools, and within walking distance to the lake, the setting is as convenient as it is desirable. The property also includes a detached garage for covered parking and storage, along with three additional parking stalls. A standout opportunity with downtown potential. (id:63159)

Values & Trends

This listing

$473/sqft

Building average

No other active listings in this building

Main North average

$490/sqft

56 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Penticton SecondarySecondary593 m
Secondaire de PentictonSecondary593 m
ConnectEd - Alternative ProgramsSecondary600 m
Queens Park ElementaryElementary620 m
Penticton Christian School(Independent)K-12838 m
Holy Cross School(Independent)Elementary/Middle1.3 km
Uplands ElementaryElementary1.5 km
Entre-lacsElementary/Middle1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • False Bay Savoury Pies · 98 White Avenue West244 m
  • Twisted Chopsticks248 m
  • Spice Magic260 m
  • Spice Magic265 m
  • Gratify Foods · 544 Main Street269 m

Cafes (5+)

  • Caffè d'Italia246 m
  • Angry Vegan · 536 Main Street273 m
  • Blenz Coffee480 m
  • Bellevue Cafe520 m
  • Balance Vegetarian Shop and Tea Room587 m

Parks (5+)

  • Unnamed499 m
  • Unnamed697 m
  • Unnamed715 m
  • Unnamed745 m
  • Unnamed751 m

Pharmacies (3)

  • Remedy'sRx322 m
  • Knights Pharmacy405 m
  • Sunrise Pharmacy · 749 Main Street431 m

Banks & ATMs (5+)

  • Scotiabank275 m
  • Prospera Credit Union313 m
  • TD333 m
  • RBC461 m
  • CIBC464 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$739,200.00
Periodic payment — Principal & Interest (monthly)$4,769.07
Additional monthly expenses (strata, tax, utilities, etc.)$902.95
Total monthly cost$5,672.01
Interest paid over 5-yr term$211,856.84
Balance at end of term$664,912.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,400
Stress test qualifying rate8.09%
Payment you must qualify for$6,586.95

Cash Needed at Closing

Minimum down payment$67,400
Estimated BC PTT$16,480
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information