Property Type: Land / LotOwnership: Freehold

48 Centennial Drive

Blind Bay, BC V0E1H1

$180,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.35 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$441.28

Interior

Fireplace
None

Listing Information

MLS®
10364665
Listed
October 3, 2025
Time on market
On the market for 332 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Sorrento) · Data source: CREA DDF.

Description

Build Your Dream in Beautiful Blind Bay! Discover the perfect setting for your future home in sought-after Shuswap Lake Estates. Whether you're planning a full-time residence, retirement retreat, or recreational getaway, this spacious 0.35-acre lot offers the flexibility to build when the time is right for you, with no building time restriction. Enjoy the best of the Shuswap lifestyle right outside your door—start your morning with a round at the nearby 18-hole Shuswap Lake Golf Course, spend sunny afternoons at the lake, and finish the day dining locally or relaxing on your future deck. Hydro and water are available at the lot line, and you're just minutes from beaches, marinas, shopping, restaurants and other amenities. Walk to the beach or golf course and enjoy convenient access to Salmon Arm and Kamloops. Purchase now, build on your own timeline, and create the home you've been dreaming of in one of the Shuswap's most desirable recreational communities. Come for the scenery—stay for the lifestyle! (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sorrento ElementaryElementary7.1 km
Carlin Elementary MiddleElementary/Middle7.1 km
North Shuswap ElementaryElementary/Middle7.8 km
Shuswap SDA(Independent)Elementary/Middle17.2 km
North Canoe ElementaryElementary17.6 km
Salmon Arm SecondarySecondary20.0 km
Bastion ElementaryElementary20.1 km
J.L. Jackson SecondarySecondary20.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Log'n Hearth Dining · 2406 Centennial Drive711 m

Parks (1)

  • Unnamed484 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$144,000.00
Periodic payment — Principal & Interest (monthly)$929.04
Additional monthly expenses (strata, tax, utilities, etc.)$36.77
Total monthly cost$965.81
Interest paid over 5-yr term$41,270.81
Balance at end of term$129,528.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,000
Stress test qualifying rate8.09%
Payment you must qualify for$1,314.93

Cash Needed at Closing

Minimum down payment$9,000
Estimated BC PTT$1,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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