Property Type: OtherOwnership: Freehold

4815 COOPER Road

Naramata, BC V0H1N1

$1,250,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
6.25 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$389

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View (panoramic), Unknown

Listing Information

MLS®
10389856
Listed
June 2, 2026
Time on market
On the market for 90 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Experience Okanagan living at its finest on this exceptional 6.25-acre property, showcasing breathtaking panoramic views of Okanagan Lake and the surrounding valley. Nestled among picturesque vineyards and orchards, this rare offering provides the perfect setting to create your dream estate, hobby farm, or agricultural venture. If you need more space this listing pairs well with 907 & 859 Languedoc Road, which would add two additional titles and 6.9 acres of land. Enjoy the peace, privacy, and natural beauty of rural living while remaining just minutes from the charming Village of Naramata and its renowned wineries, cafes, and local amenities. Outdoor enthusiasts will appreciate easy access to the KVR Trail for hiking and cycling, while the vibrant city of Penticton is only a 15-minute drive away. A truly remarkable opportunity to embrace the Okanagan lifestyle. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Naramata Rural average

$1,144/sqft

5 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary1.8 km
Trout Creek ElementaryElementary5.1 km
Summerland SecondaryK-126.1 km
Summerland Montessori School(Independent)Elementary6.6 km
Unisus Senior School(Independent)Secondary6.9 km
Unisus Junior School(Independent)Elementary6.9 km
Uplands ElementaryElementary12.4 km
West Bench ElementaryElementary12.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($100,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,000,000.00
Periodic payment — Principal & Interest (monthly)$6,451.66
Additional monthly expenses (strata, tax, utilities, etc.)$32.42
Total monthly cost$6,484.08
Interest paid over 5-yr term$286,602.87
Balance at end of term$899,503.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$100,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,843.10

Cash Needed at Closing

Minimum down payment$100,000
Estimated BC PTT$23,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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