Property Type: Detached HouseOwnership: Freehold

4824 GAIRDNER CRESCENT

Fort Nelson, BC V0C1R0

$275,000

5 bed3 bath2,154 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
7,800 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,398.13 (2026)

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Preserved Wood
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Other, RV

Room Dimensions

RoomLevelDimensions
Living roomAbove
KitchenAbove
Primary BedroomAbove
Bedroom 2Above
Bedroom 3Above
Bedroom 4Main level
Family roomMain level
Bedroom 5Main level
Utility roomMain level

Listing Information

MLS®
R3103562
Listed
March 26, 2026
Time on market
On the market for 158 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Century 21 Energy Realty · Data source: CREA DDF.

Description

Tucked away on a quiet, tree lined crescent backing onto a walking trail, this charming 5 bed, 3 bath home offers space, comfort and flexibility. The bright living room features a sunny bay window, cozy gas fireplace and gorgeous hardwood floors that carry throughout the home. The kitchen opens to a raised deck perfect for outdoor dining, with a lower deck offering built in seating. The spacious main bedroom features a walk in closet and full ensuite. A den can double as 5th bedroom, while ground level provides walk-out access and kitchen already in place - ideal for guests or separate suite. Recent landscaping & shingles in 2025 add value. Complete with double garage, bonus 16' x 30' workshop, RV parking and full concrete crawl space. This is a fantastic family home in a lovely location! (id:63159)

Values & Trends

This listing

$128/sqft

Building average

No other active listings in this building

Fort Nelson average

$115/sqft

41 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 77%

Wind SSE 5 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
J S Clark ElementaryElementary713 m
G W Carlson ElementaryElementary753 m
R L Angus ElementaryElementary1.5 km
Fort Nelson SecondarySecondary1.6 km
Chalo School(Independent)K-127.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Fort Nelson (SD81)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($13,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$220,000.00
Periodic payment — Principal & Interest (monthly)$1,419.37
Additional monthly expenses (strata, tax, utilities, etc.)$391.18
Total monthly cost$1,810.54
Interest paid over 5-yr term$63,052.63
Balance at end of term$197,890.71

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$13,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,008.92

Cash Needed at Closing

Minimum down payment$13,750
Estimated BC PTT$3,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$18,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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