Property Type: OtherOwnership: Leasehold

4836 BINNIE ROAD

Lac La Hache, BC V0K1T0

$189,900

2 bed1 bath800 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
Recreational
Stories
2
Lot size
4.24 acres

Ownership & Fees

Property type
Other
Ownership
Leasehold
Annual property tax
$1,945.59 (2025)

Interior

Basement
None
Heating
Wood
Fireplace
None

Exterior & Lot

Exterior features
Wood
View
Lake view
Waterfront
Waterfront

Building

Foundation
Unknown
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
FoyerMain level
Utility roomMain level
OtherMain level
Living roomMain level
Bedroom 2Above
Bedroom 3Above

Listing Information

MLS®
R3104446
Listed
March 27, 2026
Time on market
On the market for 157 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Here's your chance to have a WATERFRONT property. This cute and rustic cabin is on just over four acres of flat and treed land that is waiting for its new owners to come and enjoy the private and peacefulness. This comes fully furnished (with a few exclusions - please ask what is excluded), all you need to bring is food and your clothing. Sit on your deck and enjoy your morning coffee while listening to nature and watching gentle waves on the lake. Nothing says a relaxing and peaceful retreat then that! This affordable waterfront property won't last long. This is located on government-leased land. (id:63159)

Values & Trends

This listing

$237/sqft

Building average

No other active listings in this building

Lac La Hache average

$443/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lac La Hache ElementaryElementary15.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Rail Lake Recreation Site674 m

Nearby places data: © OpenStreetMap contributors.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$151,920.00
Periodic payment — Principal & Interest (monthly)$980.14
Additional monthly expenses (strata, tax, utilities, etc.)$202.13
Total monthly cost$1,182.27
Interest paid over 5-yr term$43,540.71
Balance at end of term$136,652.53

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,495
Stress test qualifying rate8.09%
Payment you must qualify for$1,387.25

Cash Needed at Closing

Minimum down payment$9,495
Estimated BC PTT$1,899
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,894

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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