Property Type: Detached HouseOwnership: Freehold

486 CHAMPAGNE Road Unit# 1, 2, 3,

Golden, BC V0A1H2

$889,000

3 bed3 bath3,115 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
8.66 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,055.79

Interior

Heating
Baseboard heaters, Forced air, See remarks
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood
View
Mountain view, Valley view

Building

Foundation
Preserved Wood
Roof
Metal, Unknown

Parking

Features
Covered

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomSecond level21'7'' x 21'7''
Full bathroomSecond level5'5'' x 7'6''
BedroomSecond level13'0'' x 9'2''
KitchenSecond level12'0'' x 13'0''
StorageBasement12'0'' x 10'2''
Family roomBasement19'2'' x 11'5''
WorkshopBasement11'0'' x 18'2''
StorageBasement10'0'' x 6'0''
Full bathroomMain level6'9'' x 5'0''
Laundry roomMain level4'7'' x 7'0''
Primary BedroomMain level12'4'' x 12'0''
Living roomMain level20'7'' x 19'3''
Full bathroomMain level5'0'' x 6'9''
BedroomMain level10'0'' x 10'0''
KitchenMain level18'6'' x 13'8''

Listing Information

MLS®
10388082
Listed
May 20, 2026
Time on market
On the market for 103 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Rental income $4,200 per month! Currently rented to three excellent long-term tenants who love living here. Previously operated as a successful Airbnb, the home now provides comfortable accommodations while offering excellent flexibility for future use. Champagne Chalet presents a rare opportunity to own 8.66 acres and a 3,000+ sq. ft. home less than 5 km from Golden. The lower level features a spacious common area where guests once gathered to relax, play games, watch TV, and plan their next Columbia Valley adventure. The upper-level suite enjoys panoramic views from a private covered deck accessed by a charming footbridge that adds both character and privacy. The main level features two suites with a shared deck overlooking the Columbia River wetlands, the Selkirk Mountains, and glimpses of Kicking Horse Mountain Resort. No zoning offers exceptional flexibility to shape the property to suit your vision. Bordering Crown land, you'll enjoy immediate access to some of the area's most sought-after recreation. Boyle Creek meanders through the property and provides water, along with a drilled well connected to large cisterns in a newer building. Additional features include a metal tank workshop, a RV-friendly carport, and a lean-to currently used for a sawmill. Income-generating investment, a spacious single-family home, property with room to grow; Champagne Chalet offers flexibility, privacy, and access to the very best of the Columbia Valley. (id:63159)

Values & Trends

This listing

$285/sqft

Building average

No other active listings in this building

South Hwy 95 average

$516/sqft

17 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

11°C

Mostly Cloudy

Humidity 100%

Wind NNE 4 km/h

Tonight

Tuesday

24°

Tuesday night

11°

Wednesday

23°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,986

(2021 Census)

+7.5% since 2016

Density: 351.8/km²

Dwellings: 1,892

Median household income: $87,000

After-tax: $76,000

Immigrant population: 11.3%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 100
  • India1.9% · 75
  • Philippines1.4% · 55
  • United States of America1.1% · 45
  • Germany0.8% · 30
  • Italy0.5% · 20
  • France0.4% · 15
  • Netherlands0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nicholson ElementaryElementary3.0 km
Alexander Park ElementaryElementary3.4 km
Golden SecondarySecondary3.4 km
La ConfluenceElementary3.8 km
Golden Alternate SchoolSecondary4.0 km
Lady Grey ElementaryElementary4.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($63,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$711,200.00
Periodic payment — Principal & Interest (monthly)$4,588.42
Additional monthly expenses (strata, tax, utilities, etc.)$327.32
Total monthly cost$4,915.74
Interest paid over 5-yr term$203,831.96
Balance at end of term$639,726.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$63,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,344.73

Cash Needed at Closing

Minimum down payment$63,900
Estimated BC PTT$15,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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