Property Type: Detached HouseOwnership: Freehold

4867 ST JOSEPH Street

Radium Hot Springs, BC V0A1M0

$939,000

6 bed5.5 bath4 parking4,611 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,099.89

Interior

Basement
Full
Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Heat Pump
Fireplace
None
Flooring
Mixed Flooring

Building

Foundation
Insulated Concrete Forms
Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — uncovered indicated
Features
Rear, Street

Room Dimensions

RoomLevelDimensions
Utility roomBasement25'9'' x 6'10''
4pc Ensuite bathBasement
Family roomSecond level19'8'' x 26'4''
BedroomSecond level15'2'' x 15'3''
BedroomBasement10'11'' x 14'8''
Laundry roomMain level14'10'' x 7'6''
Laundry roomBasement7'10'' x 7'2''
4pc BathroomSecond level
2pc BathroomMain level
4pc Ensuite bathMain level
4pc Ensuite bathBasement
Primary BedroomMain level13'1'' x 15'3''
BedroomSecond level13'4'' x 15'4''
BedroomMain level15'6'' x 15'4''
BedroomBasement13'3'' x 13'4''
Living roomMain level18'11'' x 19'8''
Living roomBasement20'3'' x 19'1''
Dining roomMain level16'2'' x 15'4''
KitchenMain level23'3'' x 15'1''
KitchenBasement17'11'' x 14'4''

Listing Information

MLS®
10395834
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Invermere · Data source: CREA DDF.

Description

This is not your average Radium home—it’s a rare opportunity to own a fully furnished, turnkey property with 4 bedrooms on the upper levels and a separate 2-bedroom suite below. Offering an exceptional blend of space, location, and income potential, this home is perfectly positioned in the heart of town. Just steps from shops, cafe's, pubs, and the Radium Market, and directly across from the community park, you’ll love the convenience and vibrant setting. Inside, the home features a bright, open layout with soaring ceilings and large windows that fill the space with natural light. The kitchen is thoughtfully designed with quartz countertops and views of the park, flowing seamlessly into the main living area. The main floor includes a spacious primary bedroom with a walk-in closet and ensuite, plus a flexible second room with access to the wrap-around deck. Upstairs, a loft-style design adds character, along with two additional bedrooms featuring vaulted ceilings and charming dormers. The fully developed lower level offers a 1,700+ sq ft self-contained suite with large windows, open-concept living, a high-quality kitchen, and two bedrooms—each with its own ensuite. Set on a lot with room for a future garage, this property is further enhanced by C2 zoning, allowing for short-term rental use of the upper level, lower level, or both—an exceptional opportunity for added revenue. Please note: photos of the suite were taken prior to the current tenant moving in. (id:63159)

Values & Trends

This listing

$204/sqft

Building average

No other active listings in this building

Radium Hot Springs average

$311/sqft

11 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

1,339

(2021 Census)

+72.6% since 2016

Density: 211.2/km²

Dwellings: 1,366

Median household income: $81,000

After-tax: $73,500

Immigrant population: 16.5%

Top countries of origin (% of total population)

  • Philippines4.5% · 60
  • United Kingdom4.1% · 55
  • Germany1.5% · 20
  • United States of America1.1% · 15
  • Netherlands0.7% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Edgewater ElementaryElementary9.5 km
Open Doors Alternate EducationSecondary12.5 km
J Alfred Laird ElementaryElementary13.1 km
David Thompson SecondarySecondary13.3 km
Eileen Madson Primary SchoolElementary14.0 km
Windermere ElementaryElementary18.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Radium Family Restaurant · 7513 Main Street West158 m
  • Conrad Kain’s Kitchen + Grill & Asia Nova Lounge212 m
  • Rockies Pizzeria242 m
  • Horsethief Creek Pub & Eatery276 m
  • Roadhouse Restaurant306 m

Cafes (2)

  • Big Horn Cafe · Main Street West151 m
  • Screamers242 m

Grocery (2)

  • Radium Mountainside Market · 7546 Main Street East293 m
  • Radium Supermart348 m

Parks (2)

  • Unnamed129 m
  • Rotary Park260 m

Banks & ATMs (1)

  • Kootenay Savings · Main Street West154 m

Nearby places data: © OpenStreetMap contributors.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($68,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$751,200.00
Periodic payment — Principal & Interest (monthly)$4,846.49
Additional monthly expenses (strata, tax, utilities, etc.)$655.99
Total monthly cost$5,502.48
Interest paid over 5-yr term$215,296.08
Balance at end of term$675,706.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$68,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,690.76

Cash Needed at Closing

Minimum down payment$68,900
Estimated BC PTT$16,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$87,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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