4878 Stepney Road
Spallumcheen, BC V4Y0R7
$799,900
Property Details
Property & Lot
- Sub-type
- Other
- Stories
- 1
- Lot size
- 7.8 acres
Ownership & Fees
- Property type
- Other
- Ownership
- Freehold
- Annual property tax
- $2,907.39
Interior
- Heating
- Baseboard heaters, Electric, See remarks
- Cooling / A/C
- Window air conditioner
- Fireplace
- Yes (1)
- Fireplace type
- Free Standing Metal
- Flooring
- Vinyl
Exterior & Lot
- Exterior features
- Wood
- View
- Mountain view, River view, Valley view, View of water, View (panoramic)
- Waterfront
- Waterfront on creek
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Features
- RV, Additional Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 11'8'' x 10'1'' |
| Primary Bedroom | Main level | 11'11'' x 12'9'' |
| 4pc Bathroom | Main level | 8'9'' x 9'3'' |
| Laundry room | Main level | 6'6'' x 8'9'' |
| Living room | Main level | 12'9'' x 17'1'' |
| Dining room | Main level | 10'3'' x 12'9'' |
| Foyer | Main level | 9'5'' x 19'9'' |
| Kitchen | Main level | 9'4'' x 8'9'' |
Listing Information
- MLS®
- 10395681
- Listed
- July 24, 2026
- Time on market
- On the market for 38 days
- Data last synced
- August 28, 2026
Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.
Description
MOTIVATED SELLER 7.8 Acre horse property minutes from Armstrong and Enderby on a quiet paved Road. Private and serene. The house is a modest 1195 sqft grade level entry rancher featuring 2 bedrooms 1 full bathroom and a galley Kitchen leading to an open dining and living space heated with electric baseboards and a wood stove, Cooled with a window A/C. A nice 70'x200' outdoor sand riding arena is located down below next to hussard creek which flows through the property. Creating a beautiful private oasis setting. The property is completely fenced and cross fenced with several paddocks. Down by the arena is a 36'x48' Stall barn with a tack room, power and box stalls. Zoned for a 2nd residence. The mix of open fields and treed areas creates both functionality and privacy, with plenty of room for animals, gardens, recreation, or future improvements. Telus fibre optic available at the road. On a school bus route. Call today about a viewing. (id:63159)
Values & Trends
This listing
$669/sqft
Building average
—
No other active listings in this building
Armstrong/ Spall. average
$1,003/sqft
16 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Vernon
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
5,307
(2021 Census)
+3.9% since 2016
Density: 20.8/km²
Dwellings: 2,099
Median household income: $84,000
After-tax: $76,500
Immigrant population: 7.6%
Top countries of origin (% of total population)
- United States of America1.3% · 70
- Germany1.2% · 65
- United Kingdom1.1% · 60
- Netherlands1% · 55
- South Africa, Republic of0.4% · 20
- Russian Federation0.2% · 10
- Philippines0.2% · 10
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| M.V. Beattie Elementary | Elementary | 6.8 km |
| A.L. Fortune Secondary | K-12 | 7.3 km |
| Highland Park Elementary | Elementary | 7.5 km |
| Armstrong Elementary | Elementary | 8.2 km |
| Len Wood Middle School | Middle | 8.6 km |
| Pleasant Valley Secondary | Secondary | 9.0 km |
| Mountain View Christian(Independent) | Elementary/Middle | 14.5 km |
| Grindrod Elementary | Elementary | 14.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Shuswap (SD83)
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.