Property Type: Detached HouseOwnership: Freehold

4906 SINCLAIR BAY ROAD

Garden Bay, BC V0N1S1

$769,000

4 bed4 bath3 parking2,208 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Lot size
38,768.4 square feet
Frontage
125 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,372.88 (2025)

Interior

Basement
Partially finished, Unknown, Unknown
Heating
Baseboard heaters, Electric, Wood
Fireplace
Yes (2)

Parking

Total spaces
3 — covered indicated
Features
Carport, RV

Listing Information

MLS®
R3130262
Listed
June 1, 2026
Time on market
On the market for 91 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Sussex · Data source: CREA DDF.

Description

A true gardener's paradise! Set on nearly one acre in Garden Bay, this thoughtfully designed home offers space, privacy, and a connection to the outdoors that´s hard to replicate. The 4 bedroom, 3.5 bathroom layout includes two separate primary bedrooms, ideal for guests or multi-generational living, along with a bright main living area featuring vaulted ceilings and tons of natural light. Below is a workshiop space and a garden suite, adding flexibility for visitors or creative use. The fully fenced grounds are a standout with established gardens, fruit trees, greenhouse, pond, and raised veggie beds, all with an irrigation system. Filtered ocean and mountain views add to the setting, all within walking distance to lakes, marinas, and nearby parks. A lovely place to call home! (id:63159)

Values & Trends

This listing

$348/sqft

Building average

No other active listings in this building

Garden Bay average

$623/sqft

7 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary1.5 km
Pender Harbour Elem-SecondaryK-124.7 km
Halfmoon Bay ElementaryElementary20.0 km
False Bay SchoolK-1223.3 km
West Sechelt ElementaryElementary24.2 km
Kinnikinnick ElementaryElementary24.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($51,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$615,200.00
Periodic payment — Principal & Interest (monthly)$3,969.06
Additional monthly expenses (strata, tax, utilities, etc.)$391.07
Total monthly cost$4,360.13
Interest paid over 5-yr term$176,318.09
Balance at end of term$553,374.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$51,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,514.25

Cash Needed at Closing

Minimum down payment$51,900
Estimated BC PTT$13,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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