Property Type: Detached HouseOwnership: Freehold

491 Clifton Road N

Kelowna, BC V1V1H1

$1,474,900

5 bed3 bath4 parking3,003 sqftBuilt 2026
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,625.3

Interior

Heating
Baseboard heaters, Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Vinyl

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation9'2'' x 9'2''
BedroomAdditional Accommodation10'6'' x 10'6''
BedroomAdditional Accommodation12'8'' x 10'6''
Living roomAdditional Accommodation9'8'' x 17'4''
KitchenAdditional Accommodation8'6'' x 11'10''
Laundry roomLower level7'4'' x 11'
DenLower level13'8'' x 11'10''
Full ensuite bathroomMain level
Primary BedroomMain level15' x 13'
3pc BathroomMain level4'4'' x 5'4''
BedroomMain level12' x 11'
BedroomMain level12' x 11'
KitchenMain level11'2'' x 8'6''
Dining roomMain level11'2'' x 12'
Great roomMain level19'4'' x 16'10''

Listing Information

MLS®
10395715
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

Welcome to your future home in the highly sought-after Clifton North area, offering the perfect blend of convenience and nature. Just minutes to town yet surrounded by scenic landscapes, this thoughtfully designed new build delivers flexibility, function, and long-term value. Scheduled for completion late summer/early fall, this home features 3 bedrooms plus a den, 2 full bathrooms, and a spacious 2-car garage. Quality upgrades include a 4-zone sound system, pre-wiring for a full security system, built-in vacuum, EV charger pre-wire, Navien on-demand hot water, gas fireplace, heated ensuite floors, and under-cabinet lighting. Outdoor living is enhanced with natural gas BBQ hookups on both front and rear decks, irrigation, multiple hose bibs, and soffit plugs for seasonal lighting. The fully self-contained 2-bedroom, 1-bathroom legal suite includes its own kitchen, laundry, separate heating/cooling, and independent electrical service—ideal for extended family or mortgage helper income. Price is plus GST (id:63159)

Values & Trends

This listing

$491/sqft

Building average

No other active listings in this building

Glenmore average

$631/sqft

61 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
North Glenmore ElementaryElementary2.6 km
Dr Knox Middle SchoolMiddle3.2 km
Watson Road ElementaryElementary3.9 km
Aberdeen Hall Preparatory School(Independent)K-124.3 km
Glenmore ElementaryElementary5.5 km
Bankhead ElementaryElementary6.2 km
The Balsam School(Independent)Elementary6.6 km
Pearson Road ElementaryElementary6.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($122,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,179,920.00
Periodic payment — Principal & Interest (monthly)$7,612.44
Additional monthly expenses (strata, tax, utilities, etc.)$285.44
Total monthly cost$7,897.89
Interest paid over 5-yr term$338,168.46
Balance at end of term$1,061,341.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$122,490
Stress test qualifying rate8.09%
Payment you must qualify for$10,399.56

Cash Needed at Closing

Minimum down payment$122,490
Estimated BC PTT$27,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$151,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information