Property Type: Detached HouseOwnership: Freehold

4915 Denford Pl

Nanaimo, BC V9V1R3

$1,099,990

5 bed3 bath6 parking3,015 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Lot size
7,032 square feet
Zoning
Residential

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,458

Interior

Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
See Remarks
Fireplace
Yes (2)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BedroomSecond level14'4 x 19'5
Laundry roomMain level5'5 x 5'11
EntranceMain level5'5 x 11'10
Eating areaMain level5'11 x 10'11
Dining roomMain level11'9 x 16'0
BathroomMain level4-Piece
BedroomMain level10'0 x 10'5
EnsuiteMain level4-Piece
Primary BedroomMain level11'0 x 14'10
KitchenMain level12'9 x 16'2
Living roomMain level16'2 x 20'4
KitchenLower level11'2 x 13'3
Family roomLower level21'6 x 27'7
Eating areaLower level4'10 x 8'1
BedroomLower level13'3 x 14'10
BedroomLower level9'7 x 12'3
BathroomLower level4-Piece
StorageLower level10'8 x 17'9

Listing Information

MLS®
1046275
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Loyal Homes Ltd. · Data source: CREA DDF.

Description

Only a 10-minute walk to the ocean and surrounded by the natural beauty of Rocky Point, this North Nanaimo home offers peaceful surroundings, a bright two-bedroom in-law suite, and an exceptional location just minutes from Nanaimo’s best amenities. Tucked away on a quiet no-through road, enjoy evenings on the deck, deer wandering through the neighbourhood, and eagles soaring overhead. Inside, natural light fills the living room through a large bay window, while a gas fireplace creates an inviting gathering space. The updated kitchen features quartz countertops, a peninsula with seating, a gas stove, an eating area, and a second gas fireplace. French doors open onto the 22' x 13' deck overlooking the landscaped backyard, extending your living space outdoors. The main level includes a primary bedroom with a walk-in closet and ensuite with a soaker tub, a second bedroom, full bathroom, and access to the attached double garage. Upstairs, a third bedroom provides flexibility for guests, family, or a home office. The lower level features a bright two-bedroom in-law suite with an open-concept kitchen, dining and living area, full bathroom, covered patio, and additional storage - ideal for extended family or multi-generational living. Outside, mature landscaping with irrigation, RV and boat parking, and inviting outdoor spaces make it easy to enjoy Vancouver Island living. Walk to the shoreline in just 10 minutes, explore nearby Neck Point Park, or take advantage of being minutes from McGirr Elementary, Woodgrove Centre, Costco, restaurants, movie theatres, and other North Nanaimo amenities. Additional updates include a newer roof, thermal windows, and a heat pump for year-round comfort. Enjoy the peaceful lifestyle Rocky Point is known for while staying close to everything you need. Reach out any time to arrange your private viewing. (id:63159)

Values & Trends

This listing

$365/sqft

Building average

No other active listings in this building

North Nanaimo average

$428/sqft

82 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank J. Ney ElementaryElementary469 m
Hammond Bay ElementaryElementary1.2 km
Uplands Park ElementaryElementary2.7 km
Rutherford ElementaryElementary2.8 km
Rock City ElementaryElementary2.9 km
Wellington SecondarySecondary3.0 km
Departure Bay ElementaryElementary3.1 km
Randerson Ridge ElementaryElementary3.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Piper's Restaurant490 m

Parks (5+)

  • Walley Creek Trail Park140 m
  • Williamson Road Park · 5250 Williamson Road413 m
  • Rocky Point 2 Park · 5026 Winchelsea Place456 m
  • Rocky Point 1 Park · 5021 Winchelsea Place456 m
  • Roxanne Park · 4780 Roxanne Drive536 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,999) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,992.00
Periodic payment — Principal & Interest (monthly)$5,677.41
Additional monthly expenses (strata, tax, utilities, etc.)$772.50
Total monthly cost$6,449.91
Interest paid over 5-yr term$252,208.24
Balance at end of term$791,555.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,999
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.93

Cash Needed at Closing

Minimum down payment$84,999
Estimated BC PTT$20,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,499

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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