Property Type: DuplexOwnership: Strata

4945 44 AVENUE

Delta, BC V4K1B9

$1,499,900

4 bed5 bath3 parking2,310 sqftBuilt 2026
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
Duplex
Lot size
3,138 square feet
Frontage
31 feet

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$0 (2026)

Interior

Heating
Radiant heat, Natural gas, Hot Water
Cooling / A/C
Air Conditioned
Fireplace
None
Appliances
All

Exterior & Lot

Lot features
Central location

Building

Security
Smoke Detectors
Parcel ID (PID)
008-576-904

Parking

Total spaces
3 — covered indicated
Features
Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3157519
Listed
August 20, 2026
Time on market
On the market for 11 days
Tax assessment year
2026
Data last synced
August 31, 2026

Listing provided by: Oracle Realty · Data source: CREA DDF.

Description

Brand New 1/2 Duplex with detached garden suite near Ladner Elementary. This beautifully crafted home offers 4 spacious bedrooms, 5 baths and a spacious covered roof deck space, plus a self-contained 358 sqft garden suite, ideal for extended family, guests or rental income. The 1952 sqft main home features elegant living with quartz countertops, shaker cabinetry, Fisher-Paykal stainless steel appliances with gas range, engineered white oak floor, radiant heat, air conditioning, HRV, security system, and more. Enjoy a primary suite with large WIC, lovely ensuite with double vanity, and other bedrooms with dedicated bathrooms. Set on a sunny north-south lot, steps to Ladner Elementary and DSS. Built by Scora Homes. Don't wait, reach out for a private showing now! (id:63159)

Values & Trends

This listing

$649/sqft

Building average

No other active listings in this building

Delta average

$549/sqft

37 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Richmond

Clear

17°C

Clear

Humidity 100%

Wind WNW 13 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

108,455

(2021 Census)

+6.1% since 2016

Density: 603.7/km²

Dwellings: 39,736

Median household income: $108,000

After-tax: $95,000

Immigrant population: 33.1%

Top countries of origin (% of total population)

  • India11.4% · 12,375
  • China3.5% · 3,820
  • United Kingdom2.7% · 2,955
  • Philippines2.5% · 2,680
  • Hong Kong1% · 1,100
  • Taiwan1% · 1,095
  • United States of America0.9% · 950
  • Pakistan0.7% · 775

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladner ElementaryElementary143 m
Delta SecondarySecondary341 m
Delta Christian School(Independent)Elementary926 m
Sacred Heart(Independent)Elementary1.0 km
Port Guichon ElementaryElementary1.0 km
Hawthorne ElementaryElementary1.8 km
Holly ElementaryElementary2.3 km
Neilson Grove ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound 45 Ave @ 51 St255 m
Westbound 45 Ave @ 51 St273 m
Westbound 45 Ave @ Garry St333 m
Eastbound 45 Ave @ 48B St399 m
Westbound 45 Ave @ Arthur Dr400 m

Nearby Places

Restaurants (2)

  • Doon Express · 5176 Ladner Trunk Road764 m
  • Grizzly Flatbread · 5166 Ladner Trunk Road781 m

Grocery (1)

  • Save-On-Foods · 5186 Ladner Trunk Road772 m

Parks (5+)

  • Lynkirk Mini-Park279 m
  • Kirkland Mini Park316 m
  • Memorial Park · 5010 47 Avenue543 m
  • Chillukthan Slough Parkette579 m
  • Hawthorne Grove Park · 4140 Arthur Drive667 m

Banks & ATMs (1)

  • TD · 5154 48 Avenue795 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,920.00
Periodic payment — Principal & Interest (monthly)$7,741.48
Additional monthly expenses (strata, tax, utilities, etc.)$116.00
Total monthly cost$7,857.48
Interest paid over 5-yr term$343,900.52
Balance at end of term$1,079,331.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,990
Stress test qualifying rate8.09%
Payment you must qualify for$10,572.58

Cash Needed at Closing

Minimum down payment$124,990
Estimated BC PTT$27,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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