Property Type: Detached HouseOwnership: Freehold

4949 Luxor Creek Road

Edgewater, BC V0A1B0

$454,900

2 bed1 bath960 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.39 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,328.1

Interior

Heating
Baseboard heaters, See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Street, Additional Parking

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
Primary BedroomMain level10'10'' x 11'
BedroomMain level7'9'' x 10'
Living roomMain level11'3'' x 15'8''
Dining roomMain level13'2'' x 11'6''
KitchenMain level14' x 11'6''

Listing Information

MLS®
10393620
Listed
July 7, 2026
Time on market
On the market for 55 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rockies West · Data source: CREA DDF.

Description

Welcome to the peaceful community of Spur Valley! Situated on a quiet corner lot just minutes north of Radium Hot Springs and Edgewater, this well-maintained year-round home offers the perfect blend of comfort, privacy, and mountain living. One of the few homes in Spur Valley with spectacular, unobstructed mountain views, this property enjoys a peaceful setting where you can truly appreciate the beauty of the Rockies. The Spur Valley Golf Resort is just a short golf cart ride away, making it easy to enjoy a round whenever the mood strikes. Inside, the bright open-concept layout features vaulted ceilings, large windows that flood the home with natural light, a spacious kitchen with an island, and an efficient wood-burning fireplace that creates a warm and inviting atmosphere in every season. Features a premium Blaze King wood stove professionally installed in December 2021. This efficient heating system is fully WETT compliant and ready for winter comfort. Set on a private, treed lot, this property is ideal as a full-time residence, recreational retreat, retirement home, or investment opportunity. Enjoy four-season living with world-class golf, renowned ski resorts, hiking, biking, Crown land, fishing, and endless outdoor recreation all within easy reach. Whether you're looking for a summer escape or a cozy winter cabin in the Rockies, this home offers exceptional value and year-round enjoyment. (id:63159)

Values & Trends

This listing

$474/sqft

Building average

No other active listings in this building

Edgewater North average

$515/sqft

15 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Edgewater ElementaryElementary8.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$363,920.00
Periodic payment — Principal & Interest (monthly)$2,347.89
Additional monthly expenses (strata, tax, utilities, etc.)$242.01
Total monthly cost$2,589.90
Interest paid over 5-yr term$104,300.52
Balance at end of term$327,347.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,745
Stress test qualifying rate8.09%
Payment you must qualify for$3,323.12

Cash Needed at Closing

Minimum down payment$22,745
Estimated BC PTT$7,098
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,343

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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