Property Type: Detached HouseOwnership: Freehold

49620 LLOYD DRIVE

Cluculz Lake, BC V0J3A3

$499,900

2 bed1 bath685 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.94 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,388.16 (2025)

Interior

Basement
None
Heating
Baseboard heaters, Electric
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Unknown
Roof
Asphalt shingle, Conventional

Parking

Features
Open, RV

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level
Bedroom 2Main level
KitchenMain level
Living roomMain level

Listing Information

MLS®
R3127169
Listed
May 23, 2026
Time on market
On the market for 100 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Core Realty · Data source: CREA DDF.

Description

Escape to nearly an acre of prime Cluculz lake Waterfront, where long summer days, family gatherings, and unforgettable lake memories await. Enjoy all day southern exposure with peaceful northern lake views from the expansive undercover looking the water. Stairs lead down to the private dock, making it easy to spend your days fishing, boating, swimming, or simply soaking up the lakeside lifestyle. The property features a 2 bedroom renovated cabin , a charming guest bunkhouse that comfortably sleeps four, a large storage shed, small fenced area for pets or children, and ample Rv parking. Whether you are looking for a weekend retreat, a summer gathering or a future lakefront investment, this 0.94 acre property offers a blend of privacy, recreation and relaxation. (id:63159)

Values & Trends

This listing

$730/sqft

Building average

No other active listings in this building

Cluculz Lake average

$405/sqft

3 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vanderhoof

13°C

Humidity 89%

Wind SE 5 km/h

Tonight

10°

Tuesday

20°

Tuesday night

11°

Wednesday

21°

Wednesday night

11°

Thursday

22°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mapes ElementaryElementary23.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (strata, tax, utilities, etc.)$233.01
Total monthly cost$2,813.16
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,651.85

Cash Needed at Closing

Minimum down payment$24,995
Estimated BC PTT$7,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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