4963 Spruce Avenue
Canal Flats, BC V0B1B0
$112,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 0.17 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $1,309.83
Interior
- Fireplace
- None
Exterior & Lot
- View
- Mountain view
Listing Information
- MLS®
- 10379817
- Listed
- March 18, 2026
- Time on market
- On the market for 167 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Rockies West · Data source: CREA DDF.
Description
Excellent opportunity to own a well-located in-town lot in the growing community of Canal Flats. This property stands out with alleyway access on two sides plus road frontage, offering exceptional flexibility for building design, access points, parking, or even future development potential. Ideally situated within walking distance to local amenities, you’ll enjoy the convenience of small-town living with everything close at hand. Just minutes away, Tilley Memorial Park features a public beach and boat launch, providing the perfect setting to relax, swim, or spend the day on the water while taking in the natural beauty of the Columbia Valley. This property also offers outstanding flexibility for buyers and investors alike, with no standby costs and no required timeline to build. With minimal restrictions in place, you have the freedom to design and build when it suits you, making it an excellent holding property or future homesite. Canal Flats continues to grow as a vibrant community at the heart of the valley, making this a great opportunity to invest or build in an area with strong potential. (id:63159)
Location Insights
Weather
Nearest station: Invermere
—
—
Tonight
9°
Tuesday
27°
Tuesday night
13°
Wednesday
22°
Wednesday night
10°
Thursday
18°
Source: Environment and Climate Change Canada.
Population
802
(2021 Census)
+20.1% since 2016
Density: 72.4/km²
Dwellings: 470
Median household income: $71,500
After-tax: $65,000
Immigrant population: 4.7%
Top countries of origin (% of total population)
- United States of America1.2% · 10
- United Kingdom1.2% · 10
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
4
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Martin Morigeau Elementary | Elementary | 442 m |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (1)
- Canal Flats Family Pantry · 8953 Arbuckle Street560 m
Nearby places data: © OpenStreetMap contributors.
School district: Rocky Mountain (SD6)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($5,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.