Property Type: Detached HouseOwnership: Freehold

4972 MONICAL ROAD

108 Mile Ranch, BC V0K2E1

$295,000

5 bed3 bath1,806 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.64 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,315.01 (2026)

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Wood

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Basement
Bedroom 4Basement
Bedroom 5Basement
WorkshopBasement

Listing Information

MLS®
R3146243
Listed
July 15, 2026
Time on market
On the market for 47 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Located in the sought-after 108 Mile Ranch, this spacious 5-bedroom, 3-bathroom family home sits on a level, usable 0.64-acre lot. Offering a functional floor plan and plenty of space inside and out, this property provides a great opportunity to personalize and enjoy all this wonderful community has to offer. Nearby amenities include an 18-hole golf course, lakes, hiking and biking trails, tennis courts, an aquatics centre, elementary school, grocery store, hotel, RV park, gas bar, and fire hall. Found in Cariboo's most popular neighbourhoods. (id:63159)

Values & Trends

This listing

$163/sqft

Building average

No other active listings in this building

108 Mile Ranch average

$319/sqft

42 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind E 13 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mile 108 ElementaryElementary673 m
100 Mile House ElementaryElementary9.3 km
PSO Outback StorefrontSecondary9.7 km
Peter Skene Ogden SecondarySecondary10.1 km
Lac La Hache ElementaryElementary14.3 km
Forest Grove ElementaryElementary17.6 km
Horse Lake ElementaryElementary21.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$236,000.00
Periodic payment — Principal & Interest (monthly)$1,522.59
Additional monthly expenses (strata, tax, utilities, etc.)$282.92
Total monthly cost$1,805.51
Interest paid over 5-yr term$67,638.28
Balance at end of term$212,282.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,155.02

Cash Needed at Closing

Minimum down payment$14,750
Estimated BC PTT$3,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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