Property Type: Mobile / ManufacturedOwnership: Freehold

4981 Spruce Avenue

Canal Flats, BC V0B1B0

$369,000

4 bed1 bath1,625 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1
Lot size
0.16 acres

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Freehold
Annual property tax
$2,546.2

Interior

Heating
Forced air
Fireplace
None

Building

Roof
Asphalt shingle, Unknown

Room Dimensions

RoomLevelDimensions
Full bathroomMain level
Primary BedroomMain level13'5'' x 13'5''
BedroomMain level9'5'' x 11'5''
BedroomMain level9'8'' x 13'7''
BedroomMain level9'5'' x 18'8''
FoyerMain level22'11'' x 7'9''
KitchenMain level13'3'' x 12'8''
Dining roomMain level14'5'' x 13'11''
Living roomMain level14'5'' x 9'8''

Listing Information

MLS®
10379860
Listed
March 19, 2026
Time on market
On the market for 165 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rockies West · Data source: CREA DDF.

Description

Discover this charming family home at 4981 Spruce Avenue, Canal Flats – perfectly situated in a quiet, friendly neighborhood of this growing mountain community. Just moments from the southern shores of Columbia Lake, the headwaters of the mighty Columbia River, this property offers easy access to boating, fishing, swimming, and relaxing at Tilley Memorial Park. Enjoy nearby boat launches, walking trails, and the pristine natural surroundings teeming with wildlife. Nestled in the heart of the Columbia Valley, the home provides comfortable living with a practical layout suited for families, first-time buyers, or as an ideal second residence—a peaceful getaway for weekends and vacations amid stunning scenery. With easy access to outdoor adventures like hiking, fishing, skiing at nearby Panorama Resort, and the Kootenay River, plus vibrant local amenities, this inviting residence delivers exceptional value in affordable, scenic British Columbia. (id:63159)

Values & Trends

This listing

$227/sqft

Building average

No other active listings in this building

Canal Flats average

$250/sqft

4 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

802

(2021 Census)

+20.1% since 2016

Density: 72.4/km²

Dwellings: 470

Median household income: $71,500

After-tax: $65,000

Immigrant population: 4.7%

Top countries of origin (% of total population)

  • United States of America1.2% · 10
  • United Kingdom1.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Martin Morigeau ElementaryElementary543 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Canal Flats Family Pantry · 8953 Arbuckle Street576 m

Nearby places data: © OpenStreetMap contributors.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$295,200.00
Periodic payment — Principal & Interest (monthly)$1,904.53
Additional monthly expenses (strata, tax, utilities, etc.)$293.18
Total monthly cost$2,197.71
Interest paid over 5-yr term$84,605.17
Balance at end of term$265,533.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,695.61

Cash Needed at Closing

Minimum down payment$18,450
Estimated BC PTT$5,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,330

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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