Property Type: Detached HouseOwnership: Freehold

4990 FRANCIS PENINSULA ROAD

Pender Harbour, BC V0N2H1

$3,388,800

6 bed6 bath20 parking5,072 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Lot size
3 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$11,640.25 (2025)

Interior

Basement
Finished, Full, Separate entrance
Heating
Baseboard heaters, Radiant heat, Geo Thermal
Fireplace
Yes (1)

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
20 — covered indicated
Features
Garage

Listing Information

MLS®
R3139321
Listed
June 24, 2026
Time on market
On the market for 69 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Ltd. · Data source: CREA DDF.

Description

Celebrating a ONCE IN A LIFETIME PARADISE, offering the best of both worlds.. 200+FT of private South exposed BEACHFRONT nestled into a quiet exclusive cove, on a gated & private 3 ACRE sanctuary filled w/mature old growth forest, manicured gardens & trails. A dramatic West Coast custom home built w/extensive timber, stone & natural materials to compliment the land from which it sits, inviting breathtaking ocean views throughout all areas of living through expansive vaulted windows opening onto sprawling patio w/sunken hot tub amongst gorgeous trees to relax or entertain from sunrise to sunset. Bring your family! Inc a walkout suite below + a charming A-frame guest house. Triple garage & open areas prepped for expansion. Enjoy a swimming dock + call us re moorage avail at nearby marina! (id:63159)

Values & Trends

This listing

$668/sqft

Building average

No other active listings in this building

Pender Harbour average

$1,063/sqft

8 active listing(s)

Parking: 20 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary1.3 km
Pender Harbour Elem-SecondaryK-125.6 km
Halfmoon Bay ElementaryElementary17.6 km
False Bay SchoolK-1221.4 km
West Sechelt ElementaryElementary22.2 km
Kinnikinnick ElementaryElementary22.6 km
Secondaire ChatelechSecondary24.2 km
Chatelech SecondaryElementary24.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($677,760) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,711,040.00
Periodic payment — Principal & Interest (monthly)$17,490.71
Additional monthly expenses (strata, tax, utilities, etc.)$1,224.02
Total monthly cost$18,714.73
Interest paid over 5-yr term$776,991.86
Balance at end of term$2,438,589.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$677,760
Stress test qualifying rate8.09%
Payment you must qualify for$20,846.95

Cash Needed at Closing

Minimum down payment$677,760
Estimated BC PTT$87,440
Legal / closing costs (typical estimate)$1,500
Total cash needed$766,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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