Property Type: OtherOwnership: Freehold

4th Street Lot# 1-6

Lister, BC V0B1Y0

$5,500,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
381 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$270.95

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)
Waterfront
Waterfront on creek

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10361675
Listed
September 3, 2025
Time on market
On the market for 362 days
Data last synced
August 28, 2026

Listing provided by: Landquest Realty Corporation · Data source: CREA DDF.

Description

Just south of Bountiful, BC about 12 km from Creston, this 381 .46-acre property borders the US and offers privacy, productivity, and investment potential. 6 separate titles, a north-south creek, and multiple water licenses for irrigation and stock watering. Newly built roads provide access to each title, giving the option to sell parcels individually. The land is split into two main areas: hillside backing onto Crown land to the east, and productive farmland to the west. A flat northern panhandle stretches along the mountain base. Logging has opened large sections with improved access. About 50 acres are currently hayed, with more pasture ready for development. Minutes from Creston and 7 km from the Creston Valley Regional Airport, Desirable area with a great climate and growing demand for agricultural and self-sufficient living. Improvements include a hay shed, older corral, and fencing. Zoned rural residential and agricultural, the property allows two homes plus outbuildings ON EACH ITLE. Ideal building sites offer stunning valley views near the creek. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Lister average

$844/sqft

4 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mormon Hills Elementary Secondary(Independent)Elementary/Middle1.7 km
Canyon/Lister ElementaryElementary9.1 km
Yaqan Nukiy School(Independent)Elementary9.7 km
Erickson ElementaryElementary10.4 km
Kootenay River SecondarySecondary11.8 km
Adam Robertson ElementaryElementary12.9 km
Kootenay Valley Christian School(Independent)Elementary/Middle14.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($1,100,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$4,400,000.00
Periodic payment — Principal & Interest (monthly)$28,387.31
Additional monthly expenses (strata, tax, utilities, etc.)$22.58
Total monthly cost$28,409.89
Interest paid over 5-yr term$1,261,052.65
Balance at end of term$3,957,814.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$1,100,000
Stress test qualifying rate8.09%
Payment you must qualify for$33,834.46

Cash Needed at Closing

Minimum down payment$1,100,000
Estimated BC PTT$193,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$1,294,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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