Property Type: OtherOwnership: Leasehold

5 1765 Cowichan Bay Rd

Cowichan Bay, BC V0R1N1

$449,999

2 bed1 bath1 parking845 sqftBuilt 2005
Get Directions

Property Details

Property & Lot

Sub-type
Floathome
Zoning
Other

Residential

Ownership & Fees

Property type
Other
Ownership
Leasehold
Strata / maintenance fee
$999/mo
Annual property tax
$0

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Family roomSecond level7'8
BedroomSecond level7'8 x 9'2
Primary BedroomSecond level8'8 x 9'8
Laundry roomMain level6'9 x 15'2
Bonus RoomMain level6'9
BathroomMain level6'3
KitchenMain level8'7 x 10'5
Living roomMain level11'6 x 13'4

Listing Information

MLS®
1039024
Listed
June 3, 2026
Time on market
On the market for 89 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Experience the ultimate waterfront lifestyle in the heart of iconic Cowichan Bay. This charming float home blends character and comfort with numerous recent upgrades, offering a move-in-ready opportunity to live on the water. The bright, open-concept kitchen and living area is perfect for entertaining or simply enjoying the space. Featuring 2 bedrooms plus an office, there’s plenty of room for guests, remote work, or hobbies. Step outside to the upper deck and soak in the coastal atmosphere. Cowichan Bay is renowned for its rich maritime history, vibrant waterfront community, and laid-back West Coast lifestyle. Launch your kayak or paddleboard from your doorstep, spend your days boating and fishing, and enjoy the unmatched connection to nature that only waterfront living can provide. This is more than a home—it’s a lifestyle. (id:63159)

Values & Trends

This listing

$533/sqft

Building average

No other active listings in this building

Cowichan Bay average

$275/sqft

3 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary1.7 km
Sunrise Waldorf School(Independent)Elementary/Middle2.7 km
Noorunissa Montessori Academy of Canada(Independent)Elementary5.4 km
Queen of Angels School(Independent)Elementary/Middle5.9 km
Ecole Cobble Hill ElementaryElementary5.9 km
Evergreen Independent School(Independent)Elementary6.2 km
Des CascadesElementary6.3 km
Maple Bay ElementaryElementary6.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • The Vine65 m
  • Rock Cod Cafe97 m
  • The Masthead300 m

Cafes (1)

  • The Udder Guys65 m

Parks (5+)

  • Cowichan Bay Boat Launch272 m
  • Stephanies Stroll300 m
  • Pritchard Road Trail312 m
  • Cannery Trail369 m
  • Cowichan Bay Village Walkway371 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,999.00
Periodic payment — Principal & Interest (monthly)$2,322.59
Additional monthly expenses (strata, tax, utilities, etc.)$1,041.45
Total monthly cost$3,364.04
Interest paid over 5-yr term$103,176.75
Balance at end of term$323,820.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,287.32

Cash Needed at Closing

Minimum down payment$22,500
Estimated BC PTT$7,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information