Property Type: Condo / ApartmentOwnership: Strata

5 3285 Ash Rd

Chemainus, BC V0R1K0

$879,900

4 bed2 bath2 parking1,974 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Lot size
8,105 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$150/mo
Annual property tax
$4,985.76

Interior

Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Parking

Total spaces
2 — covered indicated
Features
Garage

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level6'5 x 7'8
BedroomMain level11'7 x 12'3
Living roomMain level13'10
KitchenMain level10'6 x 12'5
Family roomMain level15'5 x 16'4
Dining roomMain level10'3 x 10'2
BedroomMain level10'6
BedroomMain level
Primary BedroomMain level15'7 x 13'0
BathroomMain level4-Piece
EnsuiteMain level3-Piece

Listing Information

MLS®
1046823
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Welcome to this beautifully updated rancher in the heart of Chemainus! This move-in-ready home offers 4 bedrooms and 2 bathrooms with a bright, open concept layout with tasteful updates throughout. The stunning kitchen features granite countertops, new appliances, a large island, and plenty of space for entertaining. Both bathrooms have been beautifully renovated with modern finishes, stylish fixtures, updated vanities, and a fresh, contemporary feel. Engineered hardwood flooring flows throughout the main living areas, complemented by two cozy natural gas fireplaces. Enjoy year-round comfort with a heat pump providing efficient heating and air conditioning, along with low-maintenance vinyl windows. Outside, the beautifully landscaped yard features established gardens, a garden shed, and inviting outdoor space to relax or entertain. Complete with a double-car garage and a fantastic location close to shopping, recreation, and all the amenities Chemainus has to offer. (id:63159)

Values & Trends

This listing

$446/sqft

Building average

No other active listings in this building

Chemainus average

$433/sqft

10 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus Elementary Community SchoolElementary338 m
Chemainus SecondaryK-12927 m
Stz'uminus Senior Secondary(Independent)Secondary7.3 km
Thetis Island ElementaryElementary8.6 km
Ladysmith PrimaryElementary9.2 km
Ladysmith SecondarySecondary9.4 km
Ladysmith IntermediateElementary9.5 km
Crofton Elementary Community SchoolElementary10.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Wul'aam (Echo) Park331 m
  • Sunset Drive Park476 m
  • Vista Grande Stairs721 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($62,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$703,920.00
Periodic payment — Principal & Interest (monthly)$4,541.45
Additional monthly expenses (strata, tax, utilities, etc.)$664.48
Total monthly cost$5,205.93
Interest paid over 5-yr term$201,745.50
Balance at end of term$633,178.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$62,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,281.75

Cash Needed at Closing

Minimum down payment$62,990
Estimated BC PTT$15,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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