Property Type: Detached HouseOwnership: Freehold

5 Cottonwood Road

Beaverdell, BC V0H1A0

$699,900

4 bed3.5 bath6 parking1,927 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
4.47 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,288

Interior

Basement
Full
Heating
Stove, Forced air, See remarks, Wood
Cooling / A/C
See Remarks
Fireplace
None
Flooring
Tile, Hardwood, Vinyl

Exterior & Lot

Exterior features
Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
WorkshopBasement13'4'' x 38'0''
Partial bathroomBasement
BedroomBasement15'5'' x 13'2''
BedroomBasement13'0'' x 15'3''
Full bathroomMain level8'7'' x 5'10''
3pc Ensuite bathMain level5'10'' x 6'9''
BedroomMain level9'0'' x 11'9''
Primary BedroomMain level11'11'' x 13'4''
DenMain level9'3'' x 9'8''
Living roomMain level14'5'' x 13'4''
KitchenMain level11'11'' x 17'5''

Listing Information

MLS®
10383859
Listed
April 20, 2026
Time on market
On the market for 133 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Beautiful flat 4.47-acre treed property. The bright, open-concept upper level offers vaulted ceilings and a seamless flow between the living, dining, and kitchen with granite countertops, and pantry. Two bedrooms are located on the main floor, with potential for a third (currently used as an office/laundry), along with a spacious primary suite featuring a full ensuite, an additional bathroom, and convenient access to the double car garage. Enjoy indoor-outdoor living with three sliding glass doors leading to a large wraparound deck—perfect for taking in the manicured grounds and stunning sunsets. The lower level includes a bedroom, family room, a half bath, and an impressive workshop with direct outdoor access. A truly unique property offering space, privacy, and versatility. Tremendous value—please book a private viewing at your earliest convenience. (id:63159)

Values & Trends

This listing

$363/sqft

Building average

No other active listings in this building

Christian Valley / Westbridge average

$790/sqft

6 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Beaverdell ElementaryElementary12.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (strata, tax, utilities, etc.)$286.67
Total monthly cost$3,899.08
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.03

Cash Needed at Closing

Minimum down payment$44,990
Estimated BC PTT$11,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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