Property Type: Land / LotOwnership: Freehold

5025 AGAR AVENUE

Terrace, BC V8G1H9

$150,000

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Property Details

Property & Lot

Lot size
0.76 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,319.7 (2026)

Interior

Fireplace
None

Building

Water source
Municipal water
Parcel ID (PID)
007-518-838

Listing Information

MLS®
R3142691
Listed
July 4, 2026
Time on market
On the market for 59 days
Tax assessment year
2026
Data last synced
September 1, 2026

Listing provided by: RE/MAX Coast Mountains · Data source: CREA DDF.

Description

Dreaming of building your perfect home? This 0.76-acre property on Agar offers an excellent opportunity to create your own private retreat while still enjoying the convenience of in-town living. The upper, level portion of the lot provides an ideal building site, while a constructed roadway leads to the lower section where rich black soil creates exceptional gardening potential. Mature trees add natural beauty, privacy, and character to the property, making it easy to envision your own peaceful oasis. Whether you're planning a family home, extensive gardens, or simply looking for extra space to enjoy, this unique property is well worth a look. (id:63159)

Location Insights

Weather

Rain

11°C

Rain

Humidity 97%

Wind W 14 km/h

Tonight

11°

Tuesday

14°

Tuesday night

11°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

12,017

(2021 Census)

+3.2% since 2016

Density: 209.6/km²

Dwellings: 5,200

Median household income: $90,000

After-tax: $80,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India1.6% · 195
  • Portugal1% · 120
  • United Kingdom0.9% · 105
  • Philippines0.8% · 100
  • United States of America0.7% · 80
  • Germany0.5% · 60
  • Netherlands0.4% · 45
  • China0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cassie Hall ElementaryElementary1.1 km
des Cinq-saumonsElementary/Middle1.4 km
Skeena MiddleElementary1.4 km
Ecole MountainviewElementary1.5 km
Veritas Catholic(Independent)Elementary/Middle1.7 km
Caledonia SecondarySecondary1.7 km
Suwilaawks Community SchoolElementary2.1 km
Centennial Christian School(Independent)K-122.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Boston Pizza · 4924 Yellowhead Highway796 m

Parks (1)

  • Elks Park731 m

Banks & ATMs (1)

  • HoneyBadger Bitcoin ATM775 m

Nearby places data: © OpenStreetMap contributors.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$120,000.00
Periodic payment — Principal & Interest (monthly)$774.20
Additional monthly expenses (strata, tax, utilities, etc.)$109.98
Total monthly cost$884.17
Interest paid over 5-yr term$34,392.34
Balance at end of term$107,940.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,500
Stress test qualifying rate8.09%
Payment you must qualify for$1,095.78

Cash Needed at Closing

Minimum down payment$7,500
Estimated BC PTT$1,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$10,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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