Property Type: Detached HouseOwnership: Freehold

5028 MEIN ROAD

108 Mile Ranch, BC V0K2Z0

$680,000

6 bed4 bath3,456 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
33,076.24 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,643.31 (2025)

Interior

Basement
Finished, N/A
Heating
Forced air, Natural gas
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage

Room Dimensions

RoomLevelDimensions
Bedroom 2Lower level
Bedroom 3Lower level
Utility roomLower level
Recreational, Games roomLower level
KitchenLower level
Living roomMain level
KitchenMain level
Eating areaMain level
Laundry roomMain level
DenMain level
Primary BedroomAbove
Bedroom 4Above
Bedroom 5Above
Bedroom 6Above

Listing Information

MLS®
R3104550
Listed
March 29, 2026
Time on market
On the market for 155 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

QUICK POSSESSION! Cape Cod-style home set on .78 acres, offering elegance and exceptional family living. This 5 or 6 bed, 4 bath residence is designed for connection and comfort, with a sun-drenched, level south-facing backyard, fully fenced for privacy. Enjoy long summer evenings on the expansive sundeck, garden in your greenhouse, and take advantage of nearby walking trails and the elementary school just moments away. Thoughtfully designed with generous living spaces, this home offers room to gather, entertain, and unwind in a peaceful, established setting. Beautifully modernized throughout with updated flooring, fresh paint, stylish bathrooms, and contemporary finishes that elevate everyday living. Self-contained in-law suite for family and the best - bus stops right at the driveway! (id:63159)

Values & Trends

This listing

$197/sqft

Building average

No other active listings in this building

108 Mile Ranch average

$319/sqft

42 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind E 13 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mile 108 ElementaryElementary1.8 km
100 Mile House ElementaryElementary9.3 km
PSO Outback StorefrontSecondary9.6 km
Peter Skene Ogden SecondarySecondary10.0 km
Lac La Hache ElementaryElementary14.0 km
Forest Grove ElementaryElementary18.7 km
Horse Lake ElementaryElementary22.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($43,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$544,000.00
Periodic payment — Principal & Interest (monthly)$3,509.70
Additional monthly expenses (strata, tax, utilities, etc.)$476.61
Total monthly cost$3,986.31
Interest paid over 5-yr term$155,911.96
Balance at end of term$489,329.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,898.31

Cash Needed at Closing

Minimum down payment$43,000
Estimated BC PTT$11,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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