Property Type: Condo / ApartmentOwnership: Strata

5045 VALLEY Drive Unit# 14

Sun Peaks, BC V0E5N0

$899,900

2 bed2 bath1 parking837 sqftBuilt 2023
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$377/mo
Annual property tax
$3,234

Maintenance Fee Includes

Management

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Baseboard heaters, Electric
Fireplace
Yes (1)
Fireplace type
Propane, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stone, Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomMain level8'11'' x 9'8''
OtherMain level4'0'' x 6'8''
Primary BedroomMain level12'6'' x 10'4''
KitchenMain level8'9'' x 12'4''
Dining roomMain level7'4'' x 12'0''
Living roomMain level9'4'' x 12'0''
FoyerMain level4'0'' x 9'6''
3pc BathroomMain level
4pc Ensuite bathMain level

Listing Information

MLS®
10393349
Listed
July 7, 2026
Time on market
On the market for 55 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Wake up to breathtaking mountain views, click into your skis right from your door, and finish every day soaking in the alpine beauty from your own private retreat. This beautifully appointed 2-bedroom, 2-bathroom ski-in/ski-out condo is thoughtfully designed on one level, with an attached garage, additional exterior parking, and effortless accessibility. Located in a newer, boutique complex with generous parking and long driveways, this south-facing home enjoys abundant sunshine and exceptional privacy with no neighbours behind. Zoned for nightly rentals and boasting a proven income history, this fully furnished, turnkey property is ready to generate revenue from day one or become your own mountain escape. Every detail has been considered, from upgraded melamine closet systems with a secure owner's storage cabinet, ceiling fans in both bedrooms, and a garage ski rack, to the high-end furnishings throughout, including a custom down-filled sofa with sofa bed, quality beds, stylish decor, and a fully equipped kitchen complete with dishes, cookware, small appliances, linens, towels, and more. Simply arrive with your suitcase and start creating unforgettable memories—or let your investment begin working for you immediately. (id:63159)

Values & Trends

This listing

$1,075/sqft

Building average

No other active listings in this building

Sun Peaks average

$752/sqft

33 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kamloops

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sun Peaks SchoolElementary/Middle1.3 km
Chase Elementary-SecondaryElementary14.5 km
Haldane ElementaryElementary14.6 km
Pinantan ElementaryElementary20.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Umbrella Cafe528 m

Cafes (1)

  • That Churro Place525 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$688.27
Total monthly cost$5,332.95
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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