Property Type: Land / LotOwnership: Freehold

5055 Cowichan Lake Rd

Duncan, BC V9L6H3

$1,980,000

0 bed0 bath20 parking
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Property Details

Property & Lot

Lot size
48.8 acres
Zoning
Other

F-2A

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$5,843.62

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Parking

Total spaces
20

Listing Information

MLS®
995189
Listed
April 16, 2025
Time on market
On the market for 502 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. - Oak Bay · Data source: CREA DDF.

Description

This type of property is hard to find. Sunny & Treed. Possible group purchase? Only minutes from the New (& old) Hospitals, Town & Cowichan Lake. This is a rare opportunity. 48.8 wooded acres (approx. $40,000. per acre) zoned F-2A. NOT in ALR. Approved access off Cowichan Lake Road. The possibilities here are great! Vineyard possibilities. Very Nice Property. Sunny, warm & nice, gentle south facing property. Group purchase? Listing agent has owned this property for ~20 years. Price is + GST. Address is approximate. (id:63159)

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Tansor ElementaryElementary6.5 km
Ecole Mount Prevost ElementaryElementary7.9 km
Drinkwater ElementaryElementary8.5 km
Queen Margaret's(Independent)K-128.8 km
Cowichan Valley Open Learning Co-OpSecondary9.1 km
Cowichan Open SchoolSecondary9.1 km
Khowhemun ElementaryElementary9.1 km
Quamichan SchoolSecondary10.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Hawkhill Park321 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($396,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,584,000.00
Periodic payment — Principal & Interest (monthly)$10,219.43
Additional monthly expenses (strata, tax, utilities, etc.)$486.97
Total monthly cost$10,706.40
Interest paid over 5-yr term$453,978.95
Balance at end of term$1,424,813.12

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$396,000
Stress test qualifying rate8.09%
Payment you must qualify for$12,180.41

Cash Needed at Closing

Minimum down payment$396,000
Estimated BC PTT$37,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$435,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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