Property Type: Land / LotOwnership: Freehold

5055 Ridge Road

Eagle Bay, BC V0E1T0

$4,195,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
157.85 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$5,633.2

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view

Listing Information

MLS®
10396327
Listed
July 29, 2026
Time on market
On the market for 33 days
Data last synced
August 28, 2026

Listing provided by: Colliers · Data source: CREA DDF.

Description

Court Ordered Sale of a large format development site above Eagle Bay in BC's popular and growing Shuswap region. Currently zoned R2, the site supports development into 2.5 acre lots with a considerable level of infrastructure and feasibility analysis already complete. The property is improved with a licensed and operational private water utility that currently services 74 homes and 30 additional lots on a neighbouring property, and has the capacity to service an estimated 80 additional residences, more than sufficient for the subject property. The water system consists of a 632,000 litre reservoir, 5 wells, and underground servicing on the existing property and neighbouring properties. The private utility has an estimated replacement cost of $2.5m. Ridge Road provides access through the property to the water reservoir. The road is gravel and is built to MOTI grade specs. This is a well located development site with a significant level of hard and soft costs already completed. Sale is by way of Court Order. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle11.2 km
Carlin Elementary MiddleElementary/Middle14.5 km
Eagle River SecondaryK-1217.9 km
Parkview Elementary SchoolElementary18.4 km
North Canoe ElementaryElementary20.0 km
Sorrento ElementaryElementary20.5 km
Shuswap SDA(Independent)Elementary/Middle20.6 km
Salmon Arm SecondarySecondary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($839,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,356,000.00
Periodic payment — Principal & Interest (monthly)$21,651.77
Additional monthly expenses (strata, tax, utilities, etc.)$469.43
Total monthly cost$22,121.21
Interest paid over 5-yr term$961,839.25
Balance at end of term$3,018,732.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$839,000
Stress test qualifying rate8.09%
Payment you must qualify for$25,806.47

Cash Needed at Closing

Minimum down payment$839,000
Estimated BC PTT$127,750
Legal / closing costs (typical estimate)$1,500
Total cash needed$968,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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