Property Type: Detached HouseOwnership: Freehold

5058 BLOCK DRIVE

108 Mile Ranch, BC V0K2Z0

$899,000

3 bed2 bath2,489 sqftBuilt 1971
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Amenities

Also listed: Fireplace(s)

Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.94 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,203.13 (2025)

Interior

Basement
Crawl space
Heating
Forced air, Electric, Natural gas
Fireplace
Yes (3)

Exterior & Lot

Exterior features
Wood
View
Lake view, Valley view

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open

Room Dimensions

RoomLevelDimensions
FoyerMain level
Mud roomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
Dining nookMain level
Bedroom 2Main level
Primary BedroomAbove
Bedroom 3Above
DenUpper Level
LoftUpper Level

Listing Information

MLS®
R3112672
Listed
April 17, 2026
Time on market
On the market for 136 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Real Broker BC LTD · Data source: CREA DDF.

Description

Welcome to one of the most charming properties in 108 Mile Ranch! As soon as you drive in, the vibe is unmistakable. It's English countryside that meets the sweetness of the Cariboo. The house is surrounded by the dreamiest perennial gardens and backs on to the Walker Valley with views over Watson Lake. This means access to endless walking trails anytime you like and a friendly herd of horses grazing at your doorstep in summer. The home is SO inviting and has been thoughtfully renovated to maintain the beautiful farmhouse character with exposed beams and cozy nooks. As an amazing perk, there's a red barn with a garage below and a very cute 1 bed, 1 bath (plus sauna!!) coachhouse above. Everything here is METICULOUSLY maintained, nothing to do but move in and start living the dream. (id:63159)

Values & Trends

This listing

$361/sqft

Building average

No other active listings in this building

108 Mile Ranch average

$315/sqft

42 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mile 108 ElementaryElementary1.9 km
100 Mile House ElementaryElementary8.8 km
PSO Outback StorefrontSecondary9.1 km
Peter Skene Ogden SecondarySecondary9.6 km
Lac La Hache ElementaryElementary14.4 km
Forest Grove ElementaryElementary18.6 km
Horse Lake ElementaryElementary21.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$474.26
Total monthly cost$5,114.30
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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